




28 Lakeview Ave, Richfield Springs, NY, 13439
About This Home
Situated on quiet street in the Village of Richfield Springs, you will begin to appreciate all this property has to offer immediately upon your arrival. A two-car carport provides covered access to the home through the basement, while the oversized three-bay garage and additional rear parking easily accommodate vehicles, equipment, or hobbies. The rear deck overlooks beautifully landscaped grounds and a gazebo with a hot tub before leading into the spacious kitchen, with a center island and newer stainless steel appliances. The open floor plan has a dining area off the kitchen that leads to a cozy living room with a fireplace, both having beautiful views of mountains in the distance. Down the hallway is a full bath, two bedrooms, a large family room with a gas fireplace, and a bonus room that currently serves as an office space. A new central air conditioning system keeps the entire house nice and comfortable on hot summer days. The front deck is accessed via the family room, and an ideal spot for entertaining. The partially finished basement provides a third bedroom, laundry room, den/fitness room, and workshop area. All of this on three separate parcels that total 2.83 acres! A new Central Air Conditioning system Located near all necessities, a short drive to Canadarago Lake, and only twenty minutes from the Historic Village of Cooperstown.
Getting Around
Schools
Construction
Condition
- Year built: 1955
Notable Dates
- Major remodel year: 1980
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Linoleum,Tile
- Number of fireplaces: 2
- Fireplace features: Propane Stove
- Fireplace: Yes
- Finished area above ground: 1,769
Heating & Cooling
- Heating features: Natural Gas,Baseboard,Zoned,Hot Water
- Cooling features: Central,Zoned
Interior Area
- Total structure area: 1,769
- Total interior livable area: 1,769 sqft
Property
Details
- Parcel number: 13.20258.00
- Lease amount: 0
Features
- Has view: Yes
- View description: Mountain,Scenic
- Frontage length: 0
Lot
- Lot size: 2.83 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $499 | $5,988 |
| Electricity | $292 | $3,508 |
| Total | $2,956 | $35,472 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $375,000 |
| 2026-07-01 | Listed for sale | $389,000 |
