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1873 NW 85th Loop, Ocala, FL, 34475

4beds
4baths
5,750sqft
$1,199,000
$209price/sqft
$9,016/moest. monthly cost
$360,640/yrincome needed

About This Home

Enjoy a beautiful custom home without the wait! Unparalleled craftsmanship and exceptional amenities, meticulously crafted by J&J Design Builders, Inc. This welcoming four-bedroom, four-bath residence features a thoughtful floor plan with all bedrooms and baths located on the main level, and a media room or multi-purpose room upstairs. At the heart of the home is a modern gourmet kitchen designed for the ultimate chef, boasting three ovens, a 48-inch range, two garbage disposals, and three sinks, all accented by exotic granite, a large entertaining island, and a stunning mother-of-pearl backsplash. Architectural excellence is found in every corner, from the 10-foot ceilings and solid doors to the intricate crown molding, tray ceilings, and custom trim work. The living experience extends seamlessly outdoors, where you will find the home's newest luxury addition: a brand-new custom-designed pool that serves as a private oasis for relaxation while enjoying the amenities of your personal outdoor kitchen. Whether you are cuddling up by one of several cozy fireplaces or drifting off to the subtle sounds of nature, this home offers a lifestyle of quiet sophistication. For the equestrian enthusiast, this stunning retreat is located just 20 minutes from the world-renowned World Equestrian Center.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
2/10
North Marion High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Concrete Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 4,696

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total structure area: 4,696
  • Total interior livable area: 5,750 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1286001052
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground
  • Patio & porch: Covered Porch,Enclosed Porch

Lot

  • Lot size: 0.87 Acres
  • Features: Pool

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$764$9,168
Property Taxes $1,612$19,344
Electricity $578$6,944
Total$9,016$108,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$309,120/yr
40% on housing$270,480/yr
45% on housing$240,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 34475$238
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34475$169
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$1,250,000
2026-02-24Listed for sale$1,297,500
2024-12-21Listing removed$975,000
2021-12-22Sold$950,000
2021-10-14Pending sale$975,000
2021-10-08Listed for sale$975,000
2020-12-11Listing removed$799,000
2020-10-22Pending sale$799,000
2020-10-14Listed for sale$799,000
2016-01-12Sold$34,900

For Sale by Agent

AgentScott Coldwell
BrokerageYOUR HOME SOLD GUARANTEED REALTY

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