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3902 SE 99th St, Belleview, FL, 34420

4beds
4baths
2,086sqft
$294,000
$141price/sqft
$2,257/moest. monthly cost
$90,280/yrincome needed

About This Home

Well, maintained 4-bedroom 2-bathroom home in the Cobblestone North Community, built in 2019 and offering a clean modern feel throughout. This Cairn model features an open concept layout with spacious living areas, high ceilings and a functional kitchen with stainless steel appliances that flows easily into the main space. The Primary bedroom includes ample closet space and a private bath, while the additional bedrooms are ideal for guests, a home office, or everyday flexibility. The Backyard is an oasis with covered patio creating a comfortable outdoor space perfect for Entertaining. Complete with a 2 car Garage, Low Hoa, and no CDD, and conveniently located near shopping, dining and major Roadways.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Belleview Middle SchoolGrades 6-80.7 mi
3/10
Belleview High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,685
  • Total interior livable area: 2,086 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3722004014
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 80 x 136

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$215$2,580
Property Taxes $347$4,164
Electricity $209$2,519
Total$2,257$27,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,382/yr
40% on housing$67,710/yr
45% on housing$60,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 34420$135
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34420$161
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$294,000
2026-04-10Listing removed$294,500
2026-03-10Price change$294,500
2026-02-12Price change$299,900
2026-01-30Price change$319,500
2026-01-08Price change$329,000
2025-09-17Price change$339,000
2025-07-24Listed for sale$349,000
2019-06-17Sold$204,990

For Sale by Agent

AgentHeath Bootle
BrokerageLOKATION

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