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6 River St, Unadilla, NY, 13849

2beds
1baths
460sqft
$110,000
$239price/sqft
$999/moest. monthly cost
$39,960/yrincome needed

About This Home

Beautiful Waterfront Property on a Quiet Dead-End Street in the Village of Unadilla!! Wake up to birds along the river with your morning coffee, or unwind at sunset by the fire pit overlooking the water. This well-maintained 2-bedroom, 1-bath home offers a cozy, updated interior along with a carport and a bright finished enclosed porch with incredible views of the Susquehanna River. The property also features RV hookups with 30-amp service and public water. Over the past six years, updates include a new roof, updated windows, new gutters, electric serviced, and a recently serviced very efficient Argo hot water boiler. Extensive improvements also include landscaping with tree removal for easy RV access and extra parking, fresh painting, new flooring, new fixtures, countertops, faucets, and toilet, a new tool shed, and stonework around the base of the home, all thoughtfully completed to ensure a move-in-ready experience. Located just minutes from local amenities, this property is ideal as a peaceful full-time home, summer getaway, or rental opportunity. Enjoy the riverfront lifestyle with tons of wildlife, relaxing mornings, and stunning sunsets. Please note this home is available for cash purchase only. Make this waterfront retreat your own while it lasts!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
8/10
Unatego Middle SchoolGrades 6-85.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,See Remarks,Water Heater,Washer

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Laminate,Other,See Remarks,Varies

Heating

  • Heating features: Other,See Remarks,Baseboard,Hot Water

Interior Area

  • Total structure area: 460
  • Total interior livable area: 460 sqft

Property

Details

  • Parcel number: 36620133800600010080000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Enclosed Porch,Gravel Driveway,Porch,Private Yard,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Other,River Access,See Remarks,Stream
  • Waterbody name: Susquehanna River
  • Frontage length: 70

Lot

  • Lot size: 0.26 Acres
  • Features: Flood Zone,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 70 x 180

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$56$672
Property Taxes $141$1,692
Electricity $246$2,954
Total$999$11,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,251/yr
40% on housing$29,970/yr
45% on housing$26,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 13849$120
Otsego County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13849$132
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$124,900
2026-04-09Listed for sale$130,000
2021-06-02Sold$35,000
2021-04-06Contingent$35,000
2021-04-03Listed for sale$35,000
2016-09-21Sold$6,500

For Sale by Agent

AgentJoshua Rumberger
BrokerageKeller Williams Upstate NY Properties

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