See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

149 Thomas Road, Schenevus, NY, 12155

5beds
5baths
3,132sqft
$610,000
$195price/sqft
$4,767/moest. monthly cost
$190,680/yrincome needed

About This Home

Discover the stunning mini-mansion estate with 4+ bed, 4.5 bath and a 4 car garage with privacy and panoramic scenery on nearly 15 acres, featuring a beautiful mix of open meadows and wooded acreage with sweeping valley views. The stately exterior is defined by a grand, pillared front porch, leading into a main level. The interior boasts a sun-drenched living room with a fireplace, built-in shelving, and classic bay windows, along with a family room and a convenient half bath. The kitchen with dining area is renovated with cherry cabinetry, granite countertops, tile floors, a central island, new appliances and sliding doors to the back deck. The formal dining room with access to the back deck and beautiful views! Completing the 1st floor is the laundry room with extra storage and access out to the garage and the front of the house. The 2nd floor serves as a comfortable retreat with a hallway leading to a private, covered second-story porch—a perfect spot for morning coffee with a view. The primary suite offers a walk-in closet and a spa-like bathroom with a soaking tub and double sinks. There is a suite like bedroom with private bathroom and a 3rd bedroom with a full bath and the 4th bedroom that completes the 2nd floor. The standout feature of this mini mansion is the 3rd floor "penthouse" suite, offering boundless potential to suit your specific needs. This level is equipped with a living area/bedroom, full bath, walk-in closet, and a kitchenette. For a truly unique experience, step out onto the rooftop observation deck for unparalleled 360-degree vistas of the surrounding countryside. Rounding out this impressive residence is a partially finished basement and an oversized four-car garage, both featuring high-quality tongue-and-groove finishes. Outside, the sprawling back deck includes a lanai to enjoy the landscape in any weather. Ideally situated, you are just 10 miles from Cooperstown and 25 miles from Oneonta. With 4+ bedrooms and 4.5 bathrooms across 4 levels of refined spacious living, with high-speed internet~this property offers everything you need! PLEASE DO NOT GO TO PROPERTY WITHOUT AN APPOINTMENT! SURVEILLANCE CAMERAS AROUND THE PROPERTY!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Schenevus Central SchoolGrades PK-127.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Formal Dining,High Speed Internet,Kitchen Island,Recessed Lighting,Sauna,Soaking Tub
  • Window features: Bay Window(s)
  • Flooring: Carpet,Combination,Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,132
  • Total interior livable area: 3,132 sqft

Property

Details

  • Parcel number: 149.00112.03, 149.00112.01, 149.00115.00, 14
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck

Lot

  • Lot size: 14.83 Acres
  • Features: Back Yard,See Remarks

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$384$4,608
Property Taxes $782$9,384
Electricity $517$6,211
Total$4,767$57,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,440/yr
40% on housing$143,010/yr
45% on housing$127,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 12155$19
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 12155$111
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Price change$610,000
2026-05-18Listed for sale$649,000
2015-04-29Sold$210,000
2014-08-10Listing removed$299,000
2014-06-27Price change$299,000
2014-03-24Listed for sale$375,000

For Sale by Agent

AgentJoan G. Fox
BrokerageKeller Williams Upstate NYProp

Similar Homes