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920 Oak St, Syracuse, NY, 13203

5beds
2baths
1,664sqft
$174,900
$105price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Opportunity awaits in this spacious 4-bedroom home with the potential for a 5th bedroom, offering endless possibilities for customization. Featuring 2 full bathrooms and a versatile layout with generous living space, this property is ideal for buyers looking to create a home tailored to their needs. The impressive 3.5-car garage provides exceptional space for storage, hobbies, or workshop use. Full of potential and ready for its next chapter, this home is a fantastic opportunity to bring your vision to life. This home was once a two family and could easily be converted back making it a great addition to any portfolio.

Getting Around

65
WalkingSomewhat Walkable
38
TransitSome Transit
61
BikeBikeable

Schools

4/10
2/10
Lincoln Middle SchoolGrades 6-80.5 mi
1/10
Henninger High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Disposal,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Pantry,Storage,Solid Surface Counters,Bedroom on Main Level
  • Flooring: Hardwood,Laminate,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,664
  • Total interior livable area: 1,664 sqft

Property

Details

  • Parcel number: 31150001400000020150000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Enclosed Porch,Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 40 x 115

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$127$1,524
Property Taxes $323$3,876
Electricity $274$3,299
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 13203$93
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13203$134
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$174,900
2013-09-26Sold$52,000
2013-06-12Listed for sale$58,900
2013-04-01Listing removed$59,900
2013-02-21Listed for sale$59,900
2012-09-07Listing removed$64,900
2012-08-17Price change$64,900
2012-07-31Listed for sale$69,900
2003-01-02Sold$40,000

For Sale by Agent

AgentJolene Gormel
BrokerageHunt Real Estate ERA

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