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2561 Taylor Rd, Shelby, NC, 28152

3beds
3baths
2,204sqft
$327,500
$149price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Welcome to 2561 Taylor Road, Shelby, NC! This spacious home offers 3 bedrooms, 3 full bathrooms, and 2 versatile flex rooms that can easily serve as additional bedrooms, a home office, playroom, gym, hobby space, or whatever best fits your lifestyle. Enjoy the privacy of a fully fenced backyard, perfect for pets, play, or outdoor entertaining. Even better, all appliances convey with the property, making this home truly move-in ready. With its flexible floor plan and endless possibilities, this is a home you won't want to miss. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Elizabeth ElementaryGrades PK-52.2 mi
4/10
Shelby MiddleGrades 6-84.2 mi
3/10
Shelby HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Common Area,In Hall,Inside,Laundry Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,204

Flex Space

  • Level: Main

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 65937
  • Zoning: R20
  • Special condition: Standard
  • Exclusions: Chandelier over kitchen table & TV mount in living room

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Back Yard

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,656$19,872
Home Insurance *$152$1,824
Property Taxes $169$2,028
Electricity $205$2,463
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 28152$126
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28152$158
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$327,500
2022-08-25Sold$160,000
2022-05-20Sold$60,000

For Sale by Agent

AgentBrittany Beam
BrokerageKeller Williams Unified

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