




26 S Cumberland Dr, Lake Toxaway, NC, 28747
About This Home
Welcome to this 2023 park model home located in the highly sought-after Westridge neighborhood. This fully furnished(few exceptions) retreat offers a perfect blend of comfort, style, and functionality making it an ideal short-term rental investment or a luxurious personal getaway. Vaulted ceilings that carry seamlessly from the living area onto the charming front porch, creating an open and airy ambiance. Spacious loft bedroom, a modern full bath, and a bright living room centered around a cozy gas fireplace.The kitchen is a chef’s dream, featuring sleek stainless steel appliances, ample counter space, and custom built-in storage throughout the home, offering both convenience and elegance. Out back,enjoy a generous private deck, perfect for entertaining or relaxing while taking in the serene surroundings. Below,a versatile guest bedroom/full bath & garage provide extra space for visitors, storage, or even a private retreat. Call today for a showing!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Log,Wood
Type & Style
- Home type: MobileManufactured
- Architectural style: Cabin
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Refrigerator,Washer,Washer/Dryer
- Laundry features: Lower Level,Main Level
Basement
- Basement: Other
Bathroom Full
- Level: 2nd Living Quarters
Bedroom S
- Level: 2nd Living Quarters
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Total Primary Heated Living Area: 530
- Flooring: Wood
- Fireplace features: Family Room,Gas,Propane
- Finished area below ground: 0
- Finished area above ground: 530
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 530
- Total interior livable area: 662 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 8522312100000
- Zoning: none
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Screened
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: None
Lot
- Lot size: 0.08 Acres
- Features: Cleared,Level,Paved
Parking
- Total spaces: 1
- Parking features: Driveway,Golf Cart Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Transylvania County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $196 | $2,352 |
| Electricity | $200 | $2,405 |
| Total | $2,176 | $26,112 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $349,000 |
| 2026-01-01 | Listing removed | $375,000 |
| 2025-09-22 | Price change | $375,000 |
| 2025-07-17 | Price change | $399,900 |
| 2025-07-10 | Price change | $425,000 |
| 2025-06-16 | Price change | $449,000 |
| 2025-06-04 | Price change | $465,000 |
| 2025-05-23 | Listed for sale | $495,000 |
| 2021-01-29 | Sold | $100,000 |
| 2011-07-08 | Sold | $85,000 |
