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6296 Raven Rock Dr, Denver, NC, 28037

2beds
2baths
1,470sqft
$424,990
$289price/sqft
$2,714/moest. monthly cost
$108,560/yrincome needed

About This Home

MOVE IN READY! FREE MEMBERSHIP TO FREEDOM BOAT CLUB! 2 BR 2 BA with gourmet kitchen, gas stove screened in porch and FENCED BACKYARD! REFRIGERATOR, WASHER AND DRYER CONVEY. GAS HOOK UP OUTSIDE READY FOR A GAS GRILL. Large kitchen with island, soft close cabinets and drawers along with Granite Countertops.. TONS OF CABINETS! The screened porch has pull down shades and offers a beautiful view of the fenced backyard that includes a paved patio just outside. Perfect for a fire pit and additional entertaining space. Irrigation IN FRONT AND REAR YARDS. Trilogy Membership includes a FREE Membership to Freedom Boat Club on Lake Norman plus award winning amenities that include a beautiful clubhouse, pools, rec/workout rooms, an art studio and so much more! One time Twin Mill Club Fee of $7,500 paid at closing by the buyer. THERE ARE SO MANY ACTIVITIES HERE YOU WILL NEVER BE BORED! COME AND TAKE A LOOK!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
4/10
East Lincoln MiddleGrades 6-84.6 mi
8/10
East Lincoln HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Other

  • Builder model: Independence
  • Builder name: Shea

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Dual Flush Toilets,Exhaust Fan,Exhaust Hood,Freezer,Gas Cooktop,Ice Maker,Microwave,Oven,Refrigerator,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Other - See Remarks
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,470

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,470
  • Total interior livable area: 1,470 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Open Floorplan,Storage,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 100847
  • Zoning: PD-R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Awning(s),Rear Porch,Screened
  • Exterior features: Gas Grill,In-Ground Irrigation,Lawn Maintenance
  • Fencing: Back Yard

Lot

  • Lot size: 0.11 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$117$1,404
Property Taxes $249$2,988
Electricity $200$2,405
Total$2,714$32,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,051/yr
40% on housing$81,420/yr
45% on housing$72,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$256
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$424,990
2026-07-02Listed for sale$424,990
2022-05-13Sold$460,000
2022-04-06Pending sale$430,000

For Sale by Agent

AgentMyra Grant
BrokerageLKN Real Estate Experts LLC

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