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132 Maple Ridge Dr, Old Fort, NC, 28762

4beds
3baths
2,400sqft
$549,900
$229price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Gardener's Paradise! Modern mountain living meets outdoor adventure at 132 Maple Ridge in beautiful Old Fort, NC. Built in 2023, this 4-bedroom, 2.5-bath home offers the perfect combination of newer construction, functional design, and access to everything people love about Western North Carolina living. The open-concept floor plan features a stunning kitchen with beautiful finishes, stylish fixtures, and a cozy fireplace that creates a warm and inviting gathering space. Large windows bring in natural light while the thoughtfully designed layout offers comfortable everyday living and easy entertaining. This unique property includes TWO lots, including an additional 1.521-acre parcel across the street that houses the home’s existing 5-bedroom septic system, providing additional space and flexibility rarely found with newer homes. Outdoor living takes center stage with expansive yard space, two large sandboxes, a private little bike trail, and plenty of room to enjoy the fresh mountain air. Whether relaxing outside, entertaining guests, or exploring nearby trails, this property embraces the active mountain lifestyle buyers are searching for. Located just minutes from downtown Old Fort, you’ll enjoy quick access to hiking trails, mountain biking, fishing, local coffee shops, breweries, bakeries, and the exciting revitalization happening throughout the area. Convenient to Black Mountain and Asheville, Old Fort has become one of Western North Carolina’s most exciting up-and-coming mountain towns for outdoor enthusiasts and those seeking small-town charm with modern amenities. If you’ve been searching for a newer home in Western North Carolina with outdoor space, modern finishes, and access to mountain adventure, 132 Maple Ridge delivers the lifestyle so many buyers are looking for.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
2/10
McDowell High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Fireplace features: Family Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Study

  • Level: Main

Property

Details

  • Parcel number: 066900309710
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 2.20 Acres
  • Features: Cleared,Green Area,Hilly,Private

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$225$2,700
Property Taxes $328$3,936
Electricity $223$2,682
Total$3,556$42,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28762$429
McDowell County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 28762$237
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$549,900
2026-07-12Price change$563,000
2026-07-02Price change$565,000
2026-06-20Price change$570,000
2026-06-08Price change$575,000
2026-05-24Listed for sale$580,000
2021-05-04Sold$13,000
2006-01-11Sold$185,000

For Sale by Agent

AgentSunday Grant
BrokerageGreyBeard Realty

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