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533 Catawba River Rd, Old Fort, NC, 28762

0beds
1baths
2,520sqft
$599,000
$238price/sqft
$3,863/moest. monthly cost
$154,520/yrincome needed

About This Home

Your barndo is waiting! All it needs is your special touch. This property has zero zoning. It can be residential and/ or commercial. Plan your wall space for your living area or do two living spaces. Just in case you want your own art studio, etc with living quarters, this location is PRIME! You have a 100% VISIBILITY from Interstate 40 at exit 73 Old Fort on Catawba River Road. NO deed restrictions. NO zoning. All the hard work has been done for you. Bring your business here and grow! 42X60 Arco Steel Building with 4 garage doors and framing in place for 2 more (one on each end). Heated and insulated. This building offers accessibility for ALL. It is handicapped accessible. FAST FACTS! BUILDING: 42x60 Arco Building Systems, INC with steel trusses- ALL STEEL CONSTRUCTION Fully finished concrete floor w rebar 2 10x16 automatic garage doors 2 10x10 manual garage doors 20 year metal roof warranty 2 steel entry doors Handicapped accessible building and bathroom -zero entry Commercial Space-Ray Heat installed on ceiling 2 Elkay Water Coolers FBX LED Highbay Lighting 2.5 gallon water heater. LOCATION: 100% Visibility from Interstate 40 (east and west), Catawba River Road frontage, Outside city limits, Low McDowell county taxes , No restrictions/ no zoning, short drive, walk or bike ride to the trail head for Catawba Falls, short drive to the heart of Old Fort, short drive or walk to the recreation park and pool. Links to community and regional surveys: Most recent is March 2023 North Carolina Community Engagement Survey Link https://ncpro.nc.gov/media/385/download?attachment WNC Health Network Survey thru 24 (Mental, Substance, Climate, Health and Food Security) https://www.wnchn.org/wnc-data/ AND LASTLY A LINK TO VIEW THE CURRENT STREETSCAPE PROJECT https://www.dropbox.com/scl/fo/m49zs65s4zt5ffop20a42/AMgSEXh9zDl11hpplUWt-UY?rlkey=9xihyloaisptz5m0alw47vx4e&st=elmwlih7&dl=0

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
2/10
McDowell High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal

Other

  • Builder name: Arco Building Systems

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Concrete
  • Finished area below ground: 0
  • Finished area above ground: 2,520

Flex Space

  • Level: Main
  • Area: 2520
  • Dimensions: 42' 0" X 60' 0"

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Bath Roll-Under Sink,Handicap Parking,Zero-Grade Entry

Details

  • Parcel number: 065909260322
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link

Lot

  • Lot size: 0.51 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$245$2,940
Property Taxes $356$4,272
Electricity $234$2,816
Total$3,863$46,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,445/yr
40% on housing$115,890/yr
45% on housing$103,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28762$429
McDowell County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 28762$237
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-07Listed for sale$599,000
2008-04-30Sold$35,000

For Sale by Agent

AgentJeannie Conner
BrokerageGreybeard Realty Old Fort Office

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