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631 Sapphire Ave, Billings, MT, 59105

4beds
3baths
2,478sqft
$315,000
$127price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Welcome to 631 Sapphire Avenue, Billings, MT—a beautifully maintained home offering the perfect combination of space, comfort, and value. Priced at just $315,000, this property is priced to sell fast and presents an outstanding opportunity for buyers looking for a move-in-ready home in a desirable location. From the moment you arrive, you'll appreciate how well maintained this home has been. Inside, you'll find a very spacious layout with plenty of room for everyday living, entertaining, or working from home. Step outside to enjoy the covered backyard porch, an ideal place to relax with your morning coffee, host gatherings, or unwind while overlooking the backyard. To make your transition seamless, the home will be delivered vacant and clean, allowing the next owner to move in immediately and begin enjoying everything the property has to offer.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
3/10
4/10
Skyview High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1976

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,078

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,478 sqft

Property

Details

  • Parcel number: A09146B
  • Zoning description: R6000 – Residential-6000

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $197$2,364
Property Taxes $142$1,704
Electricity $170$2,041
Total$2,101$25,212

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 59105$164
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59105$173
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$315,000
2026-07-20Listed for sale$315,000
2018-04-11Sold--
2018-02-26Pending sale$244,900
2018-02-14Listed for sale$244,900

For Sale by Agent

AgentJared English
BrokerageCongress Realty

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