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18576 Fontana Dr, South Bend, IN, 46637

5beds
4baths
4,132sqft
$1,150,000
$278price/sqft
$8,948/moest. monthly cost
$357,920/yrincome needed

About This Home

Welcome to Bradford Shores and this beautiful new construction home by Eden Homes. Offering 5 bedrooms, 4 baths, and peaceful pond views, this home was designed with both comfort and entertaining in mind. The owner's suite is a true retreat, complete with a coffee bar, large walk-in closet, and a spa-like bathroom featuring a huge walk-in shower with rainfall shower heads, double vanities, and a private water closet. The finished lower level is the highlight of the home. It includes two more bedrooms, including a private guest or in-law suite with its own bathroom. A flex room provides the perfect space for a home gym, office, playroom, or hobby room. The large family room features a custom bar that is sure to become the favorite gathering spot for holidays, game days, and entertaining. Enjoy beautiful pond views from your backyard and the convenience of a three-car garage with a two-car bay plus a separate single-car garage. Located in one of South Bend's most desirable neighborhoods, this exceptional property combines quality craftsmanship, thoughtful design, and a setting you'll love coming home to.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Darden Primary CenterGrades PK-51.5 mi
4/10
5/10
Adams High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Metal Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven,Gas Range
  • Laundry features: Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132

Features

  • Bar,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Kitchen Island,Double Vanity,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,592
  • Finished area above ground: 2,540

Heating & Cooling

  • Heating features: Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,080
  • Total interior livable area: 4,132 sqft

Kitchen

  • Level: Main
  • Area: 220

Living Room

  • Level: Main
  • Area: 504

Property

Details

  • Parcel number: 710418200151.000003

Features

  • Patio & porch: Deck Covered,Porch Covered
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Deck on Waterfront,Pond

Lot

  • Lot size: 0.59 Acres
  • Features: Irregular Lot,0-2.9999
  • Lot size dimensions: 149 x 149 To be confirmed

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$620$7,440
Property Taxes $2,135$25,620
Electricity $378$4,545
Total$8,948$107,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,788/yr
40% on housing$268,440/yr
45% on housing$238,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 46637$152
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46637$157
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$1,150,000

For Sale by Agent

AgentKristina Gundlach
BrokerageAdvanced Real Estate, LLC

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