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1237 N Ironwood Dr, South Bend, IN, 46615

5beds
5baths
2,925sqft
$874,900
$299price/sqft
$7,083/moest. monthly cost
$283,320/yrincome needed

About This Home

Welcome home to The Echoes, South Bend’s premier pocket neighborhood! Nestled between Ironwood Dr. and Wooded Estates, this maintenance-free community offers the perfect blend of space, privacy, and luxury living in an unbeatable location. This stunning home boasts 5 bedrooms, 4 bathrooms, and a spacious 2-car garage. The open-concept floor plan is perfect for entertaining, while the gourmet kitchen impresses with ample cabinetry, quartz countertops, a large island, and a sleek stainless steel appliance package. The beautifully finished basement adds even more living space, featuring a large recreation area, a wet bar, an additional bedroom, and a full bathroom -perfect for hosting guests or creating a cozy retreat. Located within a short distance of the University of Notre Dame and just minutes from top shopping and dining destinations, this private and intimate neighborhood could be your next home. Don’t miss out - schedule your inquiry today!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

3/10
Nuner Fine Arts AcademyGrades PK-52.2 mi
4/10
5/10
Adams High SchoolGrades 9-121.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Stone,Vinyl Siding

Other

  • Builder name: Devine Homes By Miller

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Walk-In Closet(s),Stone Counters,Open Floorplan,Double Vanity,Stand Up Shower,Main Level Bedroom Suite
  • Flooring: Carpet
  • Finished area below ground: 790
  • Finished area above ground: 2,135

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,147
  • Total interior livable area: 2,925 sqft

Kitchen

  • Level: Main
  • Area: 187

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 710906231033.000026

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level,Near College Campus
  • Lot size dimensions: 135x91

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$596$7,152
Property Taxes $1,796$21,552
Electricity $268$3,217
Total$7,083$84,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,845/yr
40% on housing$212,490/yr
45% on housing$188,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 46615$90
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46615$139
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$874,900

New Construction

AgentStephen C Smith
BrokerageIrish Realty

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