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11549 Yuma Ln N, Osseo, MN, 55369

4beds
4baths
3,958sqft
$689,900
$174price/sqft
$4,826/moest. monthly cost
$193,040/yrincome needed

About This Home

Welcome to 11549 Yuma Lane N in Maple Grove; a spacious, well-designed home set on a quiet cul-de-sac with open views and a peaceful pond backdrop. With 4 bedrooms, 4 baths, and 3,438 finished square feet, this home offers the space and layout to enjoy daily living, work-from-home needs, and gatherings with ease. The modern gourmet kitchen features stainless steel appliances, ample storage, and a layout that connects seamlessly to the main living area. The living room offers a warm fireplace and large windows that frame a panoramic view, bringing in natural light and a sense of openness. Step out to the attached deck, perfect for outdoor meals, relaxing evenings, or hosting guests. The walkout basement adds flexible living space for recreation, hobbies, or entertaining, with easy access to the backyard. Enjoy added privacy with no construction in front or behind the home, along with calming water views that enhance the setting year-round. Practical features include an oversized 3-stall attached garage, central vacuum system, and in-ground irrigation to keep the lawn looking great with minimal effort. Located near shopping, dining, Elm Creek parks, trails, and major commuter routes, this home offers both convenience and a strong connection to the outdoors. Whether you’re enjoying a quiet morning with a view or hosting friends on the deck, this property supports a comfortable and enjoyable lifestyle. Offered at $724,900. Schedule your showing soon and experience everything this Maple Grove home has to offer!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Osseo Middle SchoolGrades 6-84.6 mi
10/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Post and Beam,Brick,Concrete,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Sink,In Unit,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Family Room

  • Level: Lower
  • Area: 285
  • Dimensions: 19x15

Features

  • Central Vacuum
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,091
  • Finished area above ground: 2,347

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,958
  • Total interior livable area: 3,958 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Loft

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Study

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 3212022110060
  • Zoning description: Residential-Single Family
  • Foundation area: 1611

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Deck
  • Waterfront features: Pond

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 65 x 171 x 67 x 189

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$307$3,684
Property Taxes $698$8,376
Electricity $333$4,005
Total$4,826$57,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,462/yr
40% on housing$144,780/yr
45% on housing$128,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 55369$189
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55369$207
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listing removed--
2026-04-08Listed for sale$709,999
2025-05-13Listing removed$3,699
2025-05-10Price change$3,699
2025-03-05Listed for rent$3,900
2024-11-23Listing removed$3,695
2024-11-13Listed for rent$3,695
2023-08-11Sold$707,472
2023-08-04Pending sale$707,472

Coming Soon

AgentDanella Swanson Munoz
BrokerageCounselor Realty, Inc.

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