




3740 Highway 48, Summerville, GA, 30747
About This Home
Gamble Springs Some properties are inherited from a generation. Gamble Springs was inherited from a century. Built in 1836 - two years before Chattooga County itself was carved out of Floyd and Walker - the home stands on land where Cherokee families farmed Raccoon Creek bottom and where Sherman, ten minutes up the road, telegraphed Lincoln his plan for the March to the Sea. The bricks were made here. The stones were laid here. The springs that still flow today are the same springs that built it. One hundred and ninety years later, the springs still run. The bottomland still holds deer. The pastures still pay. And the home - restored to the studs, with original mantels, wood-paneled walls, and brick - is ready for its next steward. Mornings on Gamble Springs start with the sound of water - the spring that fed Cherokee families two hundred years ago still pulls down through the hardwood bottom before first light. The deer move out of the creek edge into the pastures. The magnolias hold the drive in shadow. By the time the coffee is poured on the screened porch, you have already remembered why people don't sell places like this. Water is the wealth. Multiple constantly flowing natural springs feed the property year-round, anchored by a main spring framed in professionally laid stonework that feels less like an improvement and more like the heart of the place. Water flows down through the hardwood bottom along Raccoon Creek - a stream named for an old Cherokee town two miles south, near present-day Berryton. In the Ridge-and-Valley Appalachians, springs of this volume and consistency are not a feature. They are the asset. They cannot be drilled, replaced, or replicated. The 123 acres are composed for both work and pleasure. Five established hunting blinds sit across a property where edge habitat, hardwood bottom, and constant water have built consistent wildlife activity over decades. Three fenced pastures generate grazing or income. A reinforced bridge crosses the creek. Multiple homesites give the next owner room to grow into the property without ever leaving it. Behind a gated entrance lined with magnolias and anchored by brick columns stands the 3,840 square foot home. The bricks were made on the property - fired from on-site clay, almost certainly with water drawn from the same springs that still run today. Original stone fireplaces remain in several rooms. Original wood-paneled walls from 1836 still cover the second-floor interiors. The chimneys were rebuilt with the original brick. A 2023 restoration brought the home fully current without compromising its historic character: new aluminum-clad Jeld-Wen windows and wood doors, new roof, two new HVAC systems with whole-house dehumidification, encapsulated crawlspace, foam insulation, new floor system with steel support columns, new hardwood floors, updated kitchen and laundry, reconstructed Tennessee fieldstone front porch and fieldstone additions in the living and laundry rooms, automated blinds, and new lighting, trim, and paint throughout. Infrastructure was rebuilt to match: new septic with dual drainage fields, water filtration with softener and UV purification, a 26 kW Generac whole-house generator, high-speed fiber to both house and shop, full camera and security system with automated gate access, upgraded power to the shop, an outdoor grill and kitchen with gas service, gas fireplaces with remote-operated logs, and new landscaping with horse rail fencing from the entrance to the residence.
Getting Around
Schools
Construction
Condition
- Year built: 1836
Notable Dates
- Major remodel year: 2023
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
- Total interior livable area: 3,840 sqft
Kitchen
- Features: Granite Counters
Property
Details
- Parcel number: 0002700000022
- Lease amount: 0
Features
- Patio & porch: Patio,Covered Porch,Screened Porch
- Fencing: Fenced
- Has view: Yes
- View description: Private,Scenic,Wooded
Lot
- Lot size: 123 Acres
- Features: Trees
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,652 | $163,824 |
| Home Insurance * | $2,321 | $27,852 |
| Property Taxes | $3,831 | $45,972 |
| Electricity | $373 | $4,477 |
| Total | $20,177 | $242,124 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $2,700,000 |
| 2026-01-28 | Listing removed | $3,300,000 |
| 2025-11-18 | Listed for sale | $3,300,000 |
| 2023-01-04 | Sold | $1,300,000 |
| 2023-01-04 | Pending sale | $1,400,000 |
| 2022-11-15 | Listed for sale | $1,400,000 |
| 2022-11-07 | Contingent | $1,500,000 |
| 2022-11-07 | Pending sale | $1,500,000 |
| 2022-09-15 | Listed for sale | $1,500,000 |
