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4623 31st Avenue SE, Everett, WA, 98203

4beds
3baths
2,397sqft
$849,000
$354price/sqft
$5,187/moest. monthly cost
$207,480/yrincome needed

About This Home

Overlook at Riverfront! The layout, the upgrades, the location. This 2020 built home has it all! Located in one of the most sought-after communities in the area, it features 4 bedrooms, 2.5 baths, and a spacious upstairs bonus room that offers flexibility for any lifestyle. Enjoy beautiful mountain and river views from your own backyard retreat. Upon entry you have soaring ceilings and engineered hardwoods. The upgraded kitchen includes stainless appliances and a statement island that opens to the living and dining areas. Smart blinds throughout the main living spaces and primary suite. Step outside to one of the larger yards within the community and your new paver patio with covered gazebo, perfect for entertaining or relaxing. Backs to a Native Growth Protection Area with Lowell Riverfront Trail access just steps away. Includes HEPA-filtered A/C and EV charger in garage. Pre inspected for buyers confidence and peace of mind, come tour today!

Getting Around

22
WalkingCar-Dependent
26
TransitSome Transit
63
BikeBikeable

Schools

7/10
Lowell Elementary SchoolGrades PK-50.6 mi
6/10
Evergreen Middle SchoolGrades 6-82.6 mi
7/10
Everett High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: HEPA Air Filtration

Interior Area

  • Total structure area: 2,397
  • Total interior livable area: 2,397 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01184800004900
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Security System,Sprinkler System,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level

Lot

  • Lot size: 4,517 sqft
  • Features: Curbs,Paved,Sidewalk,Cabana/Gazebo,Electric Car Charging,Fenced-Fully,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$174$2,088
Property Taxes $557$6,684
Electricity $163$1,967
Total$5,187$62,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,840/yr
40% on housing$155,610/yr
45% on housing$138,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 98203$280
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98203$411
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$849,000
2026-03-19Price change$859,000
2026-02-19Listed for sale$889,000
2023-01-10Sold$799,000
2022-12-18Pending sale$799,000
2022-12-09Listed for sale$799,000
2020-02-21Sold$572,990

For Sale by Agent

AgentKyle Maple, John L. Scott Mill Creek
BrokerageJohn L. Scott Mill Creek

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