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9901 13th Street SE, Lake Stevens, WA, 98258

5beds
3baths
2,562sqft
$725,000
$283price/sqft
$4,471/moest. monthly cost
$178,840/yrincome needed

About This Home

Welcome to this spacious and thoughtfully designed 5-bedroom, 2.75-bath home in Lake Stevens, where comfort and functionality come together in all the right ways. One of the standout features is the main-floor bedroom with a ¾ bath, perfect for guests, multigenerational living, or a private home office setup. The main living area opens up into a bright great room with a cozy gas fireplace and flows right into the kitchen and dining space, making it easy to host or just enjoy everyday living. The kitchen offers quartz countertops, stainless steel appliances, a gas range, oversized island, and pantry, designed for both convenience and connection. Upstairs, you’ll find four additional bedrooms, including a spacious primary suite with French doors, dual walk-in closets, and a 5-piece bath with soaking tub and tile shower. A large bonus room and upstairs laundry add even more flexibility to the layout. Outside, the fully fenced backyard gives you room to relax, play, or entertain, with added privacy. Recent updates like fresh interior paint, newer upstairs laminate flooring, and a 220V EV charging outlet make this home truly move-in ready. Ideally located just minutes from major highways, shopping, parks, and dining, this home offers everyday convenience within the highly desirable Lake Stevens School District.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Skyline Elementary SchoolGrades PK-50.4 mi
5/10
8/10
Lake Stevens Sr High SchoolGrades 10-122.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Features

  • Bath Off Primary,Dining Room,High Tech Cabling,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 2,562 sqft

Property

Details

  • Parcel number: 01186800004400
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Pantry,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 4,356 sqft
  • Features: Dead End Street,Paved,Sidewalk,Cable TV,Electric Car Charging,Fenced-Fully,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$123$1,476
Property Taxes $508$6,096
Electricity $175$2,102
Total$4,471$53,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,291/yr
40% on housing$134,130/yr
45% on housing$119,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$319
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$784,999
2026-04-09Listing removed$784,999
2026-03-21Listed for sale$784,999
2026-02-13Pending sale$784,999
2026-01-09Listed for sale$784,999
2026-01-09Listing removed$784,999
2025-12-05Price change$784,999
2025-08-22Price change$819,999
2025-07-31Listed for sale$834,999
2022-04-24Listing removed--
2022-04-06Listed for rent$3,500
2020-08-12Listing removed$2,995
2020-08-08Listed for rent$2,995
2019-09-24Sold$474,995

For Sale by Agent

AgentJulie Ochoa, John L. Scott Lake Stevens, T.C. Hyatt, John L. Scott Mill Creek
BrokerageJohn L. Scott Lake Stevens

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