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1807 Westerham Ave, Saint Cloud, FL, 34771

4beds
4baths
2,932sqft
$460,000
$157price/sqft
$3,550/moest. monthly cost
$142,000/yrincome needed

About This Home

Welcome to this beautiful, almost-new 2020 home. Offering 4 spacious bedrooms, 3.5 bathrooms, plus a dedicated office, this home was designed with comfort, space, and family living in mind. From the moment you walk in, you’ll feel the openness of the layout, featuring nearly 3,000 square feet of living space, two separate living areas, and a thoughtfully designed floor plan that includes two primary suites — perfect for multi-generational living or giving everyone their own private retreat. What truly sets this home apart is the indoor-outdoor lifestyle it offers. Step outside to your expansive covered lanai, where you can host weekend barbecues, gather with loved ones, or simply unwind while enjoying peaceful evenings and beautiful Florida sunsets. This is the kind of backyard space where memories are made — from family dinners to celebrations and everything in between. The home also features a 2-car garage, extended driveway, and access to community amenities like a pool and playground — making it ideal for families looking for both space and a sense of community. Why buyers will love it: Almost new construction (2020) — move-in ready with modern design Flexible layout with two primary suites + office Large living spaces perfect for entertaining and everyday comfort Huge covered lanai for outdoor living and family time. If you’ve been looking for a home where your family can truly grow, gather, and create lasting memories — this is it. Book your showing and see why this home just feels right.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
6/10
Narcoossee Middle SchoolGrades 6-85.1 mi
5/10
Harmony High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Porcelain Tile

Heating & Cooling

  • Heating features: Electric,Exhaust Fan
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,815
  • Total interior livable area: 2,932 sqft

Kitchen

  • Level: First
  • Area: 442
  • Dimensions: 26x17

Living Room

  • Level: First
  • Area: 320
  • Dimensions: 16x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 042631017300011840
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Playground,Private Entrance,Private Mailbox,Private Yard,Sprinkler Metered

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Wildfire
Hurricane
Inland Flooding

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$259$3,108
Property Taxes $670$8,040
Electricity $295$3,540
Total$3,550$42,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,714/yr
40% on housing$106,500/yr
45% on housing$94,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$227
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$460,000
2025-09-18Sold$450,000
2025-08-21Pending sale$450,000
2025-08-07Listed for sale$450,000
2025-08-07Listing removed$475,000
2025-06-28Price change$475,000
2025-05-15Price change$499,000
2025-05-01Price change$510,000
2025-04-04Listed for sale$525,000
2023-05-24Sold$525,000
2023-05-06Pending sale$550,000
2023-04-11Listed for sale$550,000
2020-05-12Sold$336,100

For Sale by Agent

AgentMaritza Nieves
BrokerageSUNSTAR REALTY FL INC

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