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3512 GUPPY Court, Jacksonville, FL, 32226

5beds
3baths
2,517sqft
$440,000
$175price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

WOW AVERAGE $20.00 ELECTRIC BILL THIS MONTH 5BR Pond-View Home on a Rare .38-Acre Lot with Only Two Homes on the Cul-De-Sac in the Desirable Alta Lakes Community! Built in 2019, this spacious 2,517 sq ft home offers 5 bedrooms, 3 baths, modern upgrades, energy efficiency, and peaceful water views. The bright open-concept floor plan features tile flooring, quartz countertops, stainless steel appliances, and spacious living and dining areas perfect for entertaining. Beautiful primary suite offering comfort and privacy. Relax on the 25x12 screened lanai with tile flooring overlooking a beautiful pond and expansive fenced backyard. The rear property line spans approximately 147 feet, creating a rare oversized backyard with plenty of space for outdoor living. Additional highlights include solar panels that will be paid off at closing, an owned water softener system, sprinkler system in the front and back yard, and energy-efficient features contributing to a low electric bill Located in the highly sought-after Alta Lakes community, residents enjoy resort-style amenities including a clubhouse, swimming pool, fitness center, playground, walking trails, and scenic lakes. Conveniently located near I-95, I-295, River City Marketplace, Jacksonville International Airport, downtown Jacksonville, shopping, dining, and major employment centers. Homes offering pond views, cul-de-sac privacy, oversized lots, fenced backyards, screened patios, quartz countertops, and energy-efficient features are rare in Alta Lakes. This one truly checks all the boxes and will not last long. Property Highlights " Only 2 homes on the cul-de-sac " .38 Acre Lot " 5 Bedrooms / 3 Bathrooms " 2,517 Sq Ft " Pond View " Open Concept Floor Plan " Quartz Countertops " Stainless Steel Appliances " 25x12 Screened Lanai " Fenced Backyard (147 ft rear lot line) " Solar Panels Paid Off at Closing " Owned Water Softener " Sprinkler System Front & Back " Resort-Style Alta Lakes Amenities

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-84.1 mi
2/10
First Coast High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2019

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,045
  • Total interior livable area: 2,517 sqft

Property

Details

  • Parcel number: 1084390730
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Fencing: Fenced,Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.38 Acres
  • Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Hail
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$284$3,408
Property Taxes $275$3,300
Electricity $253$3,039
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$241
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$455,000
2026-04-01Listed for sale$460,000
2019-09-30Sold$259,990

For Sale by Agent

AgentDONNA S O'STEEN, WATSON REALTY CORP
BrokerageWATSON REALTY CORP

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