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745 PENMAN Road, Jacksonville Beach, FL, 32250

3beds
2baths
1,808sqft
$739,900
$409price/sqft
$5,368/moest. monthly cost
$214,720/yrincome needed

About This Home

Jacksonville Beach home for sale! Built just six years ago, this move-in ready, single-story 3-bedroom, 2-bath coastal home is located just one mile from the beach and offers the perfect blend of newer construction, modern finishes, and relaxed Florida living. With an open floor plan, soaring vaulted ceilings, beautiful wood floors, abundant natural light, and a fully fenced backyard, this home is designed for both comfortable everyday living and effortless entertaining. Quadruple sliding glass doors with a retractable shade system frame picturesque garden views while filling the living space with natural light. The spacious family room flows seamlessly into a beautifully appointed kitchen featuring white shaker cabinetry, quartz countertops, a large center island, upgraded stainless steel appliances, and custom built-in cabinetry that adds both style and functionality. The private primary suite overlooks the lush backyard and includes a custom closet system, dual vanities, and an oversized walk-in shower. Two additional bedrooms and a spacious guest bath are thoughtfully situated on the opposite side of the home, creating an ideal split-bedroom floor plan for family and guests. Step outside to your own private botanical garden oasis. The extended covered paver patio is perfect for relaxing or entertaining, while the outdoor shower makes rinsing off after a day at the beach easy. The fully fenced backyard provides privacy for children and pets while creating a peaceful retreat. Additional highlights include a formal dining room, laundry room with washer and dryer included, paver circular driveway, two-car garage, ceiling-mounted storage racks, and pull-down attic stairs for exceptional storage. Located in the heart of Jacksonville Beach, you'll enjoy easy access to the Atlantic Ocean, top-rated restaurants, shopping, parks, golf, and everything that makes beach living so desirable. PREFERRED LENDER INCENTIVE OFFERED UP TO 1% OF LOAN AMOUNT. CALL LISTING AGENT FOR DETAILS

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

10/10
5/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Microwave,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Smart Thermostat,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 1778620010
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard,Privacy,Vinyl,Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Few Trees,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 65' x 110'

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$476$5,712
Property Taxes $954$11,448
Electricity $197$2,366
Total$5,368$64,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,045/yr
40% on housing$161,040/yr
45% on housing$143,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$425
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$739,900
2024-10-02Listing removed$749,000
2024-07-18Listed for sale$749,000
2024-06-04Listing removed--
2024-04-09Listed for sale$795,000
2020-04-30Sold$460,000

For Sale by Agent

AgentVANESSA CARUSO
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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