1220 Ponderosa Dr, Billings, MT, 59102
About This Home
Tucked on a quiet street in a sought-after NW Billings neighborhood, this home offers quick access to downtown, parks, medical, and shopping. The main level features a primary bedroom, two additional oversized bedrooms, and extra-deep closets throughout. The living room centers around a wood fireplace and picture window that floods the space with natural light. The galley kitchen with pantry flows into dining and opens to a patio and deck with a hot tub. The lower level adds a spacious family room with a second fireplace, non-egress bedroom, bathroom, laundry, and abundant storage. Attached 2-car garage completes the interior. Out back, a private fenced yard runs along a seasonally filled canal and open space with frequent wildlife. Underground sprinklers are supplied by a well, and ditch irrigation rights may be available by application.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1957
Materials
- Roof: Asphalt,Shingle
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Free-Standing Range,Disposal,Microwave,Oven,Range,Refrigerator,Smooth Cooktop,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Ceiling Fan(s),Sliding Doors
- Level: Main
Family Room
- Features: Built-in Features,Fireplace
- Level: Basement
Features
- Pantry
- Number of fireplaces: 2
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,527
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,823 sqft
Kitchen
- Level: Main
Laundry
- Features: Bookcases,Other
- Level: Basement
Living Room
- Features: Fireplace
- Level: Main
Master Bedroom
- Features: Ceiling Fan(s)
- Level: Main
Property
Details
- Parcel number: A11298
- Zoning description: Mid-Century Neighborhood Residential
Features
- Levels: Two
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Deck,Fence,Hot Tub/Spa,Sprinkler/Irrigation,Patio
- Has spa: Yes
- Fencing: Fenced
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront
- Frontage type: Waterfront
Lot
- Lot size: 10,476 sqft
- Features: Interior Lot,Views,Waterfront,Sprinklers In Ground
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Yellowstone County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance | $257 | $3,084 |
| Property Taxes | $189 | $2,268 |
| Electricity | $193 | $2,326 |
| Total | $2,788 | $33,456 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $425,000 |
| 2018-06-26 | Sold | -- |
| 2018-05-15 | Pending sale | $229,000 |
| 2018-05-07 | Listed for sale | $229,000 |
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