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421 14th St W, Billings, MT, 59102

5beds
1baths
2,080sqft
$360,000
$173price/sqft
$2,349/moest. monthly cost
$93,960/yrincome needed

About This Home

Welcome to 421 14th Street West, where comfort, updates, and location come together. This inviting Midtown rancher offers 5 bedrooms and a thoughtfully updated interior with newer appliances and countertops, perfect for everyday living or entertaining. Major upgrades include a new roof, siding, and gutters (2022), Pella windows and doors (2023), and a new furnace (2025), providing lasting peace of mind. Enjoy the fenced backyard featuring a beautiful pergola, ideal for relaxing evenings or gatherings, with space to create your own outdoor retreat. The lower level includes two non-egress bedrooms and a laundry area plumbed for a future bathroom, offering flexibility and potential. A well-maintained home in a central location, ready to be yours, don’t miss this move-in ready opportunity!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
3/10
5/10
Billings West High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: A11433
  • Zoning description: Mid-Century Neighborhood Residential

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Sprinkler/Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 7,466 sqft
  • Features: Alley

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance $218$2,616
Property Taxes $160$1,920
Electricity $151$1,812
Total$2,349$28,188

Income You'd Need if You Spent...

35% on housing$80,537/yr
40% on housing$70,470/yr
45% on housing$62,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$146
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$360,000
2025-08-29Listing removed$349,900
2025-08-06Contingent$349,900
2025-07-04Listed for sale$349,900

For Sale by Agent

AgentChris Schuster
BrokerageREAL Broker

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