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197 Radcliff Rd, Bushkill, PA, 18324

3beds
3baths
1,738sqft
$322,000
$185price/sqft
$2,361/moest. monthly cost
$94,440/yrincome needed

About This Home

THIS OPEN CONCEPT CONTEMPORARY HOME IS LOCATED ON .90 ACRE BACKING UP TO 17+ ACRES GREEN AREA. LOCATED IN AMENITY FILLED SAW CREEK ESTATES ON A CUL-DE-SAC OFFERING PEACE & TRANQUILITY ON YOUR SCREENED IN PORCH PLUS DECKING. GORGOUS HARDWOOD FLOORING ALONG WITH FLOOR TO CEILING FIREPLACE. KITCHEN HAS STAINLESS STEEL APPLIANCES. UPDATED BATHROOMS THROUGHOUT. NATURAL SUNLIGHT THROUGHOUT WITH MANY WINDOWS AND SKYLIGHTS. SPACIOUS WALK OUT BASEMENT AREA. PAVED DRIVEWAY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Middle Smithfield El SchoolGrades K-54.4 mi
3/10
Lehman Intermediate SchoolGrades 6-84.2 mi
3/10
East Stroudsburg Senior High School NorthGrades 9-124.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: T1-11

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Gas Range,Refrigerator,Dishwasher,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bathroom2

  • Level: Main
  • Area: 40
  • Dimensions: 8 x 5

Bathroom3

  • Level: Basement
  • Area: 72
  • Dimensions: 8 x 9

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Features

  • Soaking Tub,Cathedral Ceiling(s),Open Floorplan,Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,738

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Electric,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,242
  • Total interior livable area: 1,738 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Laundry

  • Level: Basement
  • Area: 40
  • Dimensions: 5 x 8

Living Room

  • Level: Main
  • Area: 324
  • Dimensions: 18 x 18

Loft

  • Level: Second
  • Area: 80
  • Dimensions: 8 x 10

Loft

  • Level: Second
  • Area: 108
  • Dimensions: 9 x 12

Master Bathroom

  • Level: Second
  • Area: 108
  • Dimensions: 12 x 9

Master Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 14 x 11

Other

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 196.021025 104899
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Screened
  • Exterior features: Storage

Lot

  • Lot size: 0.90 Acres
  • Features: Other,See Remarks

Parking

  • Total spaces: 4
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,628$19,536
Home Insurance *$177$2,124
Property Taxes $332$3,984
Electricity $224$2,692
Total$2,361$28,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$94,440/yr
35% on housing$80,948/yr
40% on housing$70,830/yr
45% on housing$62,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 18324$102
Pike County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 18324$166
Pike County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$349,900

For Sale by Agent

AgentBarbara A Garris
BrokerageRE/MAX Property Specialists - Pocono Lake
Phone570-856-1617
View on Zillow

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