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166 S Terry Street, Golden, CO, 80401

3beds
3baths
3,251sqft
$934,091
$287price/sqft
$5,734/moest. monthly cost
$229,360/yrincome needed

About This Home

Welcome to this beautifully designed 3-bedroom, 2 bath ranch home offering 1,700 sq ft of thoughtfully crafted living space above grade, plus 1,081sq ft unfinished basement ready for your custom finish. The open-concept layout is ideal for both everyday living and entertaining. Enjoy direct access to the Green Mountain Trail system just steps from your front door, and take advantage of the close proximity to downtown Golden’s vibrant restaurants, boutique shopping, and cultural attractions like Red Rocks Amphitheater. Other highlights include a 2-car garage, unbeatable access to world-class bike trails, and a location that perfectly blends outdoor adventure with modern convenience. Don’t miss this rare opportunity to own a new home in one of Colorado’s most desirable locations! Photos are model only and may differ from subject property.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

9/10
Kyffin Elementary SchoolGrades PK-51.7 mi
7/10
Bell Middle SchoolGrades 6-81.6 mi
9/10
Golden High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Frame,Stone

Other

  • Builder model: Plan 4002C
  • Builder name: Risewell Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Gas Water Heater,Humidifier,Microwave,Oven,Range Hood,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Sump Pump,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 119
  • Dimensions: 10 x 11.9

Bedroom

  • Level: Main
  • Area: 111.24
  • Dimensions: 10.3 x 10.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Basement

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Suite,Quartz Counters,Smart Thermostat,Smoke Free,Solid Surface Counters,Walk-In Closet(s),Wired for Data
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,700
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,251
  • Total interior livable area: 3,251 sqft

Kitchen

  • Level: Main
  • Area: 153.92
  • Dimensions: 10.4 x 14.8

Living Room

  • Level: Main
  • Area: 175.5
  • Dimensions: 13 x 13.5

Office

  • Level: Main
  • Area: 77.77
  • Dimensions: 7.7 x 10.1

Other

  • Level: Main
  • Area: 190.35
  • Dimensions: 13.5 x 14.1

Other

  • Level: Main

Property

Details

  • Parcel number: 454974
  • Special condition: Standard
  • Exclusions: Seller's Personal Possessions And Any Staging Items That May Be In Use.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Lighting,Playground,Private Yard,Rain Gutters,Smart Irrigation
  • Fencing: Partial
  • Has view: Yes
  • View description: City,Mountain(s),Valley

Lot

  • Lot size: 6,970 sqft
  • Features: Irrigated,Landscaped,Mountainous,Near Public Transit,Open Space,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,723$56,676
Home Insurance *$354$4,248
Property Taxes $412$4,944
Electricity $245$2,945
Total$5,734$68,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,594/yr
40% on housing$172,020/yr
45% on housing$152,906/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 80401$240
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80401$303
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$949,990
2026-02-26Price change$953,990
2026-01-15Price change$949,990
2025-12-17Price change$974,950
2025-08-08Price change$976,040
2025-07-21Listed for sale$967,040

New Construction Spec

AgentTom Ullrich
BrokerageRE/MAX Professionals

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