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129 S Terry St, Golden, CO, 80401

3beds
2baths
1,699sqft
$835,951
$492price/sqft
$5,099/moest. monthly cost
$203,960/yrincome needed

About This Home

Inside, the thoughtfully designed layout offers both functionality and style.. A versatile pocket office provides the perfect space for remote work or daily organization, while a flex room just off the kitchen can easily adapt to your needs-whether as a home gym, office, or creative space. The chef's kitchen is a true centerpiece, featuring elegant quartz countertops and ample space for cooking and gathering. The great room is warm and inviting, anchored by a cozy fireplace that makes it the perfect place to relax or entertain. A full unfinished basement offers endless potential for future expansion, storage, or customization to fit your lifestyle. Step outside to the front patio and take in the stunning views, or explore the nearby Green Mountain Trail system just moments away, offering unparalleled access to hiking, biking, and Colorado's natural beauty. This home is an incredible opportunity to enjoy modern living in a truly scenic setting.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

9/10
Kyffin Elementary SchoolGrades PK-51.6 mi
7/10
Bell Middle SchoolGrades 6-81.5 mi
9/10
Golden High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Risewell Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,699 sqft

Property

Details

  • Parcel number: 4011410026

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,227$50,724
Home Insurance *$317$3,804
Property Taxes $369$4,428
Electricity $186$2,232
Total$5,099$61,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,822/yr
40% on housing$152,970/yr
45% on housing$135,973/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$492This listing

vs Other Active Listings

Avg $/sqft

ZIP 80401$239
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80401$303
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$865,950

New Construction Spec

BrokerageRisewell Homes

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