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101 Terrace Dr, Syracuse, NY, 13219

3beds
1baths
1,152sqft
$239,900
$208price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Welcome home to this charming and well-maintained 3-bedroom, 1-bath Cape Cod located in the desirable Town of Camillus and within the highly sought-after West Genesee School District! Offering comfort, privacy, and thoughtful updates throughout, this cozy home is ready for its next owner. Step inside to find a warm and inviting interior featuring updated flooring, an updated bathroom, and the kitchen--completed with a newer refrigerator, stove, microwave, and dishwasher. Additional improvements include newer ceiling fans, fresh paint in select areas, dry-locking in the basement, and updated front steps, giving you peace of mind and move-in-ready convenience. The large, dry basement provides abundant storage or the potential for additional living space. Outside, enjoy a fully fenced, spacious backyard offering plenty of room for entertaining, gardening, pets, or simply relaxing in your own private outdoor retreat. Whether you're a first-time homebuyer, looking to downsize, or searching for a home full of charm and value, this Cape Cod is one you won't want to miss!

Getting Around

28
WalkingCar-Dependent
30
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

8/10
Camillus Middle SchoolGrades 7-84.8 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1952

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 31208905500000050350000000
  • Special condition: Standard

Features

  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 6,333 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 57 x 112

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$86$1,032
Property Taxes $270$3,240
Electricity $246$2,954
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 13219$165
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13219$185
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$239,900
2026-08-04Contingent$239,900
2026-08-01Listed for sale$239,900
2026-07-30Contingent$239,900
2026-07-24Price change$239,900
2026-07-14Listed for sale$249,900
2021-08-16Sold$156,000
2017-10-05Sold$116,000

For Sale by Agent

AgentStephen Skinner
BrokerageSkinner & Assoc. Realty LLC

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