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382 County Road 173, Crane Hill, AL, 35053

1beds
1baths
392sqft
$195,000
$497price/sqft
$1,360/moest. monthly cost
$54,400/yrincome needed

About This Home

Enjoy lake living without the restrictions! This charming tiny home sits on .59 -acres unrestricted lot on beautiful Smith Lake , offering flexibility and opportunity for homeowners and investors alike. Whether you are looking for a weekend getaway or rental investment, this property checks all the boxes. The lot is perfect for an R.V. setup, giving you even possibilities for personal use or additional income. The property includes swim pier and a neighborhood boat launch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
5/10
Cold Springs High SchoolGrades 9-125.0 mi
7/10
Harmony SchoolGrades PK-812.0 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin
  • Property subType: Mobile Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Interior Area

  • Total structure area: 392
  • Total interior livable area: 392 sqft

Property

Details

  • Parcel number: 2907250001015000
  • Zoning: _

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front,Pier
  • Waterbody name: Ryan Creek

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$100$1,200
Property Taxes $34$408
Electricity $240$2,881
Total$1,360$16,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,628/yr
40% on housing$40,800/yr
45% on housing$36,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$298
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Listed for sale$195,000
2025-10-01Listing removed$195,000
2025-07-23Price change$195,000
2025-07-05Price change$225,000
2025-01-15Listed for sale$249,000
2024-10-26Listing removed$249,000
2024-06-05Price change$249,000
2024-04-18Listed for sale$299,000

For Sale by Agent

AgentMelissa Pierce Dodge
BrokerageLake & Coast Real Estate Co.

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