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10701 Road 573, Philadelphia, MS, 39350

4beds
3baths
3,767sqft
$549,000
$146price/sqft
$3,497/moest. monthly cost
$139,880/yrincome needed

About This Home

Discover country living at its finest with this beautiful 2-story, 4-bedroom home perfectly positioned on a hilltop overlooking a serene pond. Located in the Neshoba Central School District, this expansive 25-acre property offers the ideal blend of privacy, comfort, and functionality. Step inside to spacious living areas filled with natural light, while outside, you'll find a large wrap-around porch and a covered patio—perfect for relaxing and entertaining with panoramic views of the beautiful landscape. This property is a dream for hobbyists and those needing extra space: 3-car attached garage, separate workshop ideal for projects or extra storage, and an additional 24' x 28' detached garage. Whether you're looking for a peaceful retreat or a fully equipped home, call today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,767
  • Total interior livable area: 3,767 sqft

Property

Details

  • Parcel number: 0130020008001

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Neshoba County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$129$1,548
Property Taxes $242$2,904
Electricity $350$4,203
Total$3,497$41,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,897/yr
40% on housing$104,910/yr
45% on housing$93,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 39350$116
Neshoba County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 39350
Neshoba County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$529,900
2025-09-08Price change$575,000
2025-06-13Listed for sale$625,000

For Sale by Agent

AgentBarry Ward
BrokerageWard Realty Company

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