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297 Four H Rd, Columbiana, AL, 35051

6beds
5baths
5,271sqft
$1,999,999
$379price/sqft
$12,906/moest. monthly cost
$516,240/yrincome needed

About This Home

This property is more than just a lake house. It’s a Lake + Farm + Recreation Estate. A private waterfront estate with a gorgeous home, equestrian facilities, enclosed boathouse, new 2 stall boathouse with 2 lifts & PWC drive on holder, pier with gazebo on the water, 40x60 pole barn, and more. One of the best locations on Lay Lake between Beeswax Creek & the 4H Center. Situated on 8.7 private acres (two separate parcels). This is an architectural masterpiece designed by Birmingham Architect, Henry Sprott Long. It offers an exceptional blend of luxury living, timeless design, & precision building. The expansive decks & patios are an entertainers dream. 3 levels of living inside to accommodate a large family family & guest. The current owners have updated & added so much value to this property! Located just about an hour from the Birmingham airport, the property provides both privacy & convenience while delivering expansive lake views and incredible outdoor amenities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
5/10
Columbiana Middle SchoolGrades 6-86.4 mi
3/10
Shelby Co High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Cooktop,Dishwasher,Ice Maker,Microwave,Electric Oven,Self Cleaning Oven,Double Oven,Plumbed for Gas in Kit,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 2004

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Block

Bathroom1

  • Level: Basement

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Basement

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Split Bedroom,Wet Bar,Cathedral/Vaulted,High Ceilings,Smooth Ceilings,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Brick (FIREPL),Gas Starter,Den,Family Room,Great Room,Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 2,004
  • Finished area above ground: 3,267

Heating & Cooling

  • Heating features: 3+ Systems (HEAT),Central,Natural Gas
  • Cooling features: 3+ Systems (COOL),Central Air,Electric

Interior Area

  • Total interior livable area: 5,271 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen
  • Level: First

Living Room

  • Level: Basement

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2070001002.002
  • Special condition: N/A
  • Horse amenities: Horse Facilities

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Screened,Patio,Porch,Porch Screened,Covered (DECK),Open (DECK),Screened (DECK),Deck
  • Exterior features: Dock,Sprinkler System
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lay Lake
  • Frontage length: 1108

Lot

  • Lot size: 8.70 Acres
  • Features: Acreage,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,Detached,Driveway,Parking (MLVL),RV Access/Parking,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Cold Wave
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$1,505$18,060
Property Taxes $699$8,388
Electricity $589$7,077
Total$12,906$154,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$442,491/yr
40% on housing$387,180/yr
45% on housing$344,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 35051$152
Shelby County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 35051$142
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$2,175,000
2022-08-20Listing removed--
2022-06-14Listed for sale$2,250,000
2013-10-02Sold$525,000

For Sale by Agent

AgentKim Scherer
BrokerageKeller Williams Metro South

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