See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

430 Nelson Dr, Billings, MT, 59102

4beds
2baths
1,872sqft
$359,900
$192price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Welcome home! This beautifully refreshed 1955 rancher blends classic charm with an extensive list of 2026 upgrades. Featuring 4 bedrooms, 2 baths, a single attached garage & a detached 2 car garage/shop. Enjoy ultimate peace of mind with a brand-new roof, gutters, and central A/C (March 2026), along with a recently serviced furnace. The interior shines with professional paint and new carpeting throughout both levels. Modern touches abound, including new light fixtures, ceiling fans, door handles, and cabinet hardware. The home is move-in ready following a full exterior power wash and professional window cleaning. Outdoor enthusiasts will love the fenced yard complete with an irrigation well for easy maintenance and a convenient RV dump. This turnkey property offers the perfect mix of vintage character and contemporary reliability. Listing Agent has ownership interest in property.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
3/10
5/10
Billings West High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Roof: Asphalt
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Closet
  • Level: Main

Bedroom

  • Features: Bookcases,Closet,Other,Recessed Lighting
  • Level: Basement

Bedroom

  • Features: Closet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Features: Built-in Features,Recessed Lighting
  • Level: Basement

Features

  • Ceiling Fan(s)
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,872 sqft

Kitchen

  • Level: Main

Laundry

  • Features: Bookcases,Other
  • Level: Basement

Living Room

  • Features: Bay Window,Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: A13597
  • Zoning description: Mid-Century Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,501 sqft
  • Features: Alley,Interior Lot,Level,Sprinklers In Ground

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $218$2,616
Property Taxes $160$1,920
Electricity $151$1,812
Total$2,348$28,176

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$146
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$359,900
2026-03-31Listed for sale$369,900

For Sale by Agent

AgentLaura Drager
BrokerageDrager Real Estate

Similar Homes