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102 Kelde Ln, Madison, AL, 35756

5beds
4baths
4,038sqft
$649,900
$161price/sqft
$4,214/moest. monthly cost
$168,560/yrincome needed

About This Home

Are you looking for a well built Stoneridge home w Madison City Schools? Look no further! 3 CAR GARAGE & STORM SHELTER! This home is pristine and only comes around once in a while. You will find a great modernized kitchen with large walk in pantry and gas cooktop. With high ceilings that add to the open and spacious feel, there's so much room for your needs and major storage. Primary suite located on first floor with 2 walk-in closets, a bedroom used as office on 1st floor, rest of bedrooms upstairs. This property is conveniently close to JAMES CLEMENS HIGH SCHOOL, shopping, and airport. Community pool in neighborhood. Do not let this one slip away! **Seller offering buyer concessions!**

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Midtown Elementary SchoolGrades PK-53.8 mi
10/10
Journey Middle SchoolGrades 6-83.6 mi
8/10
James Clemens High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab

Other

  • Builder name: STONERIDGE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Cooktop,Microwave,Oven

Bathroom1

  • Features: Walk-In Closet(s),Walk in Closet 2
  • Level: First
  • Area: 221

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 192

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 156

Bedroom5

  • Features: Crown Molding
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 247

Dining Room

  • Features: Crown Molding
  • Level: First
  • Area: 228

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2
  • Cooling features: Central 1,Central 2

Interior Area

  • Total interior livable area: 4,038 sqft

Kitchen

  • Features: Crown Molding,Kitchen Island,Pantry
  • Level: First
  • Area: 323

Laundry Room

  • Features: Utility Sink
  • Level: First
  • Area: 104

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace
  • Level: First
  • Area: 323

Property

Details

  • Parcel number: 1706140001016000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 147 x 75

Parking

  • Parking features: Garage-Three Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$304$3,648
Property Taxes $173$2,076
Electricity $451$5,422
Total$4,214$50,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,480/yr
40% on housing$126,420/yr
45% on housing$112,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 35756$178
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35756$176
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$694,777
2026-03-02Price change$699,777
2026-02-11Listed for sale$709,900
2019-12-18Sold$410,630

For Sale by Agent

AgentNathia Urban
BrokerageCapstone Realty

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