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13581 County Road 66, Loxley, AL, 36551

4beds
4baths
2,495sqft
$405,000
$162price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

This stunning 4-bedroom, 3.5-bathroom Smart Home residence offers an impressive 2,495 square feet of well-designed living space, perfect for seeking comfort and style.Step inside to discover an inviting open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating a perfect setting for entertaining. The spacious living room features large windows that flood the space with natural light, highlighting the elegant finishes and attention to detail throughout.The gourmet kitchen is a chef's delight, boasting modern appliances, including a LG French style door Refrigerator, ample cabinetry for storage, and a convenient center island. Whether you're hosting a dinner party or preparing meals, this kitchen is sure to inspire your culinary creativity.Retreat to the luxurious Primary suite, complete with a walk-in closet and a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a separate shower. The additional three bedrooms are generously sized, offering comfort and privacy.Outside, you'll find a beautifully landscaped yard, providing a serene backdrop for outdoor gatherings or quiet relaxation. The property also includes a 10x16 Shed (4yrs old).Located in the charming community of Loxley, this home offers the perfect balance of tranquility and convenience. Enjoy easy access to local amenities, schools, and parks, while being just a short drive away from the vibrant city life of nearby Mobile and the stunning Gulf Coast beaches.All ADT Security Cameras, window and door sensors, washer and dryer to convey. Seller will pay up to $2500 towards the buyer's closing cost. Don't miss the opportunity to make this exceptional property your forever home. Buyer to verify all information during due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Loxley Elementary SchoolGrades PK-62.2 mi
8/10
8/10
Robertsdale High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Aluminum Siding,Brick,Vinyl Siding,Frame,Fortified-Gold

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Main
  • Area: 304

Features

  • Split Bedroom Plan
  • Flooring: Carpet,Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,495
  • Total interior livable area: 2,495 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 121

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Separate Shower, Private Water Closet

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: 4203080000043.138

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Termite Contract
  • Has view: Yes
  • View description: Southern View
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.50 Acres
  • Features: Less than 1 acre,Level

Parking

  • Parking features: Attached,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$278$3,336
Property Taxes $97$1,164
Electricity $279$3,350
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 36551$170
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36551$170
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$410,000
2019-08-05Sold$228,650

For Sale by Agent

AgentStacey Gibbs
BrokerageEngel and Volkers Gulf Shores

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