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4228 Hunting Creek Dr, Clay, NY, 13041

3beds
1baths
1,256sqft
$295,000
$235price/sqft
$2,376/moest. monthly cost
$95,040/yrincome needed

About This Home

From the moment you arrive, this beautiful, maintained home makes a lasting impression with exceptional curb appeal. Manicured landscaping ,lush flower beds, charming window boxes and a welcoming front entrance create a warm and inviting first impression. The living room features a cozy fireplace and flows into the dining area, where a sliding glass door provides easy access to the backyard. The kitchen features a breakfast bar, granite countertops and a tile backsplash, giving it a stylish, sophisticated feel. The upstairs has a spacious primary room with ample closet space, a bay window overlooking the beautiful backyard, filling the room with natural light. Completing the upper level you have another bedroom and a full bath. Make your way downstairs and you find a versatile den along with 3rd bedroom that could be used as a craft room, or home office. Another set of stairs leads down to the lower level, where there is additional finished space that could be used as a 4th bedroom, providing even more versatility and potential for growing families or guest. Step outside to your own private yard with a park like setting. The large covered deck offers perfect space for relaxation and entertaining. From the deck, steps lead you down to a massive saltwater pool that is refreshing and low maintenance. A charming gazebo adds additional inviting space for dining and hosting guest, making this outdoor area ideal for enjoyment and lively gatherings. Recent updates include a newer furnace, central air and hot water heater. Roof was replaced in 2009 and there is also a generator, giving you peace of mind and added value for years to come. Make your appointment today.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
8/10
Soule Road Middle SchoolGrades 6-80.4 mi
7/10
Liverpool High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Foundation: Block
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Solid Surface Counters
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 216

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,256
  • Total interior livable area: 1,256 sqft

Property

Details

  • Parcel number: 31248905800000060030000000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Fully Fenced,Pool
  • Fencing: Full

Lot

  • Lot size: 8,398 sqft
  • Features: Irregular Lot,Near Public Transit,Residential Lot
  • Lot size dimensions: 70 x 120

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$94$1,128
Property Taxes $545$6,540
Electricity $246$2,954
Total$2,376$28,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,462/yr
40% on housing$71,280/yr
45% on housing$63,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 13041$233
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13041$180
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$280,000
2026-08-12Price change$280,000
2026-07-31Listed for sale$295,000

For Sale by Agent

AgentDannielle E Simiele
BrokerageColdwell Banker Prime Prop,Inc

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