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4966 State Route 31, Clay, NY, 13041

4beds
2baths
2,760sqft
$400,000
$145price/sqft
$3,346/moest. monthly cost
$133,840/yrincome needed

About This Home

Investment opportunity only 2 minutes from the MICRON Chip Site. This home could easily be converted into a multi family investment and more! Four bedrooms, 2 full baths, one up and down. Large rooms, attached 2 car garage with a double driveway. Front porch, mud room and full basement. The attic is a walk up and could be a cute bedroom or teen space. Close to 481 and everything beyond, restaurants, mall shopping and fast food. Invest!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Cicero Elementary SchoolGrades K-43.4 mi
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Other,See Remarks,Second Kitchen,Bedroom on Main Level,In-Law Floorplan
  • Flooring: Laminate,Other,See Remarks,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Property

Details

  • Parcel number: 31248906300000010140000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 10,667 sqft
  • Lot size dimensions: 97 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$128$1,536
Property Taxes $740$8,880
Electricity $456$5,473
Total$3,346$40,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,720/yr
40% on housing$100,380/yr
45% on housing$89,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 13041$238
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13041$180
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-01-26Listed for sale$400,000
2021-03-05Sold$56,100
2021-01-14Pending sale$42,000
2021-01-09Listed for sale$42,000
2020-05-22Listing removed--
2019-12-14Price change$108,117
2019-12-08Price change$107,813
2019-12-04Price change$108,706
2019-12-03Price change$80,574
2019-11-27Price change$102,716
2019-11-25Price change$102,706
2019-11-23Price change$102,867
2019-11-20Price change$103,202
2019-11-18Price change$103,358
2019-11-16Price change$92,538
2019-11-15Price change$92,180
2019-11-09Price change$89,464
2019-11-06Price change$88,105
2019-11-04Price change$87,243
2019-11-03Price change$87,086
2019-10-31Price change$86,214
2019-10-29Price change$103,232
2019-10-26Price change$103,096
2019-10-23Listed for sale$102,911
2019-01-25Sold$99,869
2009-12-02Sold$76,320
2005-07-15Sold$82,500

For Sale by Agent

AgentCheryl Dauer
BrokerageColdwell Banker Prime Prop,Inc

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