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4972 State Route 31, Clay, NY, 13041

3beds
1baths
1,344sqft
$300,000
$223price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

This two story home has 3 bedrooms, a very large living room, enclosed front porch, kitchen with a portable island and formal dining room. First laundry and bathroom. Upstairs are 3 bedrooms, a large bonus room at the top of the stairs and plank floors. There is a full attic with drop down stairs and a full basement that is about 5 feet in height. The back yard has a deck that looks out into the yard with no neighbors. The property behind is currently for sale. The proposed Micron chip site is minutes away. Close to 481, mall shopping and dining. This is a great investment opportunity.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Cicero Elementary SchoolGrades K-43.4 mi
5/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Free-Standing Range,Microwave,Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Pantry
  • Flooring: Laminate,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 31248906300000010150000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 9,347 sqft
  • Features: Near Public Transit,Residential Lot
  • Lot size dimensions: 85 x 110

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$96$1,152
Property Taxes $555$6,660
Electricity $246$2,954
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 13041$233
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13041$180
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-11-01Listed for sale$400,000

For Sale by Agent

AgentCheryl Dauer
BrokerageColdwell Banker Prime Prop,Inc

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