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14607 Rock Cliff Dr, Sainte Genevieve, MO, 63670

1beds
1baths
658sqft
$140,000
$213price/sqft
$1,049/moest. monthly cost
$41,960/yrincome needed

About This Home

Cozy Lakeview Getaway in the Gated Lake Seven Falls Community Looking for a quiet place to relax and unwind? This charming 1-bedroom, 1-bath home with 658 sq. ft. of comfortable living space could be just what you’ve been searching for. Tucked away in the private, gated Lake Seven Falls community, this cozy retreat sits just an hour from St. Louis and offers peaceful country scenery, and a welcoming neighborhood feel. The home is energy-efficient and equipped with solar panels, helping keep utility costs low. It’s the perfect setup for a weekend getaway, vacation home, or a simple downsized lifestyle. Enjoy your morning coffee or evening breeze from the 7’ x 22’ screened-in covered porch, where you can take in the relaxing lake view and sounds of nature all around. For those who enjoy hobbies, projects, or just extra storage space, this property comes with a 20’ x 44’ insulated garage/workshop, a 20’ x 20’ metal carport, and an 8’ x 10’ storage shed—plenty of room for your tools, toys, or outdoor gear. Lake Seven Falls is known for its beautiful natural setting and friendly atmosphere. As a resident, you’ll have access to two private lakes, a swimming beach, picnic areas, and a community pavilion—a great place to meet neighbors, fish, swim, or simply relax by the water. Whether you’re looking for a quiet country retreat or a simpler way of life, this property offers both comfort and charm in a peaceful lake community. Location: Lake Seven Falls – Private Gated Community Home Size: 658 sq. ft. | 1 Bedroom, 1 Bath Outbuildings: 20x44 Insulated Garage/Workshop | 20x20 Carport | 8x10 Shed Features: Solar Panels | Screened Porch with Lake View | RV/Camper/Boat Parking Country Setting | Access to Two Private Lakes & Community Amenities

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Features

  • Ceiling Fan(s),Country Kitchen
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 658

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 658
  • Total interior livable area: 658 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Property

Details

  • Parcel number: 136.0013030000001.68
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Enclosed,Front Porch,Terrace
  • Exterior features: Private Yard,RV Hookup,Storage
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake,Lake Privileges

Lot

  • Lot size: 5,662 sqft
  • Features: Gentle Sloping,Landscaped,Views
  • Lot size dimensions: 72 x 76 x 72 x 75

Parking

  • Total spaces: 4
  • Parking features: Carport,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$124$1,488
Property Taxes $77$924
Electricity $141$1,693
Total$1,049$12,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,965/yr
40% on housing$31,470/yr
45% on housing$27,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$213
Ste. Genevieve County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$140,000
2026-03-28Price change$160,000
2026-02-28Price change$165,000
2026-02-19Price change$170,000
2025-11-09Listed for sale$175,000
2025-11-09Listing removed$175,500
2025-10-15Price change$175,500
2025-08-27Price change$180,500
2025-08-23Listed for sale$200,000
2018-11-15Sold--

For Sale by Agent

AgentThomas Orosz
BrokerageKeller Williams Realty St. Louis

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