See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5484 Caughdenoy Rd, Clay, NY, 13041

4beds
2baths
1,808sqft
$325,000
$180price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

** Please submit your best and final offer by Tuesday, August 4th at 2 PM*** This four-level split has been lovingly cared for by its owners over the past decade, with major updates already completed. Improvements include a 30-year architectural roof, new vinyl siding, updated windows, seamless gutters, and new mechanicals such as the furnace, central air, and hot water tank. The home offers four spacious bedrooms, two updated full bathrooms, new flooring, and multiple living areas. The backyard is set up for relaxation and fun, with a spacious deck overlooking a three-year-old above-ground pool and a soothing hot tub. The large concrete patio is great for gatherings, and the fully fenced yard offers plenty of space for pets. A 10×18 shed provides excellent storage. Located in the CNS School District and just minutes from Micron, shopping, restaurants, and major highways, this home offers comfort and convenience in a highly desirable area. Come see it today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Country Kitchen,Living/Dining Room
  • Flooring: Ceramic Tile,Hardwood,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 576

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 31248907900000020110000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 10,402 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 80 x 130

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$104$1,248
Property Taxes $601$7,212
Electricity $298$3,585
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 13041$235
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13041$180
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$325,000
2026-07-28Listed for sale$325,000
2006-12-06Sold$158,250
2001-10-15Sold$101,500
2000-04-28Sold$85,000

For Sale by Agent

AgentJane DeMarco
BrokerageIntegrated Real Estate Ser LLC

Similar Homes