Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13113 Lakewood Dr, Ste Genevieve, MO, 63670

3beds
3baths
1,779sqft
$349,900
$197price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

Very nice Ranch home with 1,779 sq ft on level lot in Lake Forest. Lake living at its best. Living room has a brick woodburning fireplace with mantle. Home has 3 bedrooms, 2 full bathrooms, and a half bath, cathedral ceiling, separate dining room, main floor laundry, lots of closets for storage, eat-in kitchen, ceramic backsplash, fresh paint, and full basement. All kitchen appliances stay. Patio, covered front porch, and a back yard that backs to common open ground. 2-car oversized garage with opener. Lake Forest offers a beautiful community pool with lifeguards, recreation center, basketball and pickle ball courts, and 3 lakes for water skiing, boating, fishing and tubing. Relax at home! Boat, trailer, and camper storage area. Close access to I-55. Come look at this fantastic home, you will not be disappointed! Plus, the Seller is offering a 1- year home warranty to the buyer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Ice Maker,Propane Water Heater,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Wood Veneer
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Open Floorplan,Pantry,Separate Dining
  • Door features: Pocket Door(s),Storm Door(s)
  • Window features: Bay Window(s),Double Pane Windows,Insulated Windows,Screens,Wood Frames
  • Flooring: Carpet,Laminate,Parquet
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,779

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,779
  • Total interior livable area: 1,779 sqft

Kitchen

  • Features: Floor Covering: Wood Veneer
  • Level: Main
  • Area: 231
  • Dimensions: 21x11

Living Room

  • Features: Floor Covering: Wood Veneer
  • Level: Main
  • Area: 360
  • Dimensions: 20x18

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 121.0001020010012.00
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lighting,Private Yard
  • Waterfront features: Beach Access,Lake Privileges

Lot

  • Lot size: 0.58 Acres
  • Features: Adjoins Common Ground,Adjoins Open Ground,Level
  • Lot size dimensions: See public record.

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hail
Tornado
Earthquake
Ice Storm
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$311$3,732
Property Taxes $192$2,304
Electricity $141$1,693
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$207
Ste. Genevieve County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$374,900
2026-04-02Listed for sale$379,900

For Sale by Agent

AgentCindy M Callahan
BrokerageRooted Real Estate & Auction Co.

Similar Homes