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12258 Highway 1, Mount Carmel, IL, 62863

0beds
1baths
648sqft
$150,000
$231price/sqft
$1,196/moest. monthly cost
$47,840/yrincome needed

About This Home

This 5.2+/- acre commercial property offers a versatile setup for a wide range of businesses. It includes a functional office building, perfect for administrative and operational needs, along with essential infrastructure to support heavy-duty operations. A truck scale is also in place, providing convenient vehicle weighing for logistics, transportation, and shipping activities. 20 year Non-Compete Clause Seller will convey title to the property or Buyer by a special or limited warranty deed, subject to a restriction that for a period of 20 years following the conveyance, the Property may not be used for the sale or distribution of agricultural chemicals, seed, or fertilizer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Mt Carmel Grade SchoolGrades 3-62.0 mi
4/10
Mt Carmel Middle SchoolGrades 7-82.5 mi
8/10
Mount Carmel High SchoolGrades 9-122.5 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 648

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Property

Details

  • Parcel number: 113030000206
  • Lease amount: 0

Features

  • Frontage length: 0

Lot

  • Lot size: 5.20 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$146$1,752
Property Taxes $162$1,944
Electricity $130$1,569
Total$1,196$14,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,005/yr
40% on housing$35,880/yr
45% on housing$31,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 62863$63
Wabash County$66

vs Homes Sold Last Month

Median $/sqft

ZIP 62863
Wabash County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$150,000
2025-12-30Listed for sale$199,900
2025-12-21Listing removed$199,900
2025-09-15Price change$199,900
2025-06-10Price change$250,000
2025-04-29Price change$360,000
2025-03-10Listed for sale$380,000

For Sale by Agent

AgentEthan Keyser
BrokerageKeys Real Estate

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