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323 Cherry Hill Dr, Lake Ozark, MO, 65049

5beds
5baths
7,500sqft
$1,250,000
$167price/sqft
$9,087/moest. monthly cost
$363,480/yrincome needed

About This Home

The Perfect Blend of Convenience, Seclusion, and Luxury Living, this exceptional home sits on an estate-size 1.7-acre lot with stunning views of the 27-hole Arnold Palmer–designed golf course, surrounding cliffs, and the river. Offering the best of both worlds—luxury and livability—you’ll enjoy access to a community clubhouse, fitness center, and pool designed for relaxation and entertainment. With five spacious bedrooms plus an 800+ sq. ft. bonus room, there’s room for family, friends, or guests to gather in comfort. Beautifully updated throughout, this home features a private pool ideal for summer fun and outdoor living. The neighborhood is perfect for raising kids, riding bikes, and enjoying an active, welcoming community. Conveniently located near Highway 54, top-rated schools, shopping, and dining, with nearby marina facilities providing easy lake access, fuel, and secure boat storage—this is the ultimate Lake of the Ozarks lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Osage Middle SchoolGrades 6-84.3 mi
7/10
Osage High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Materials

  • Foundation: Basement,Poured
  • Roof: Architectural,Shingle
  • Construction materials: Fiber Cement,Stone

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Two Story
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Microwave,Oven,Plumbed For Ice Maker,Refrigerator,Water Softener Owned,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Built-in Features,Ceiling Fan(s),Custom Cabinets,Jetted Tub,Pantry,Unfurnished,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wired for Sound,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,500
  • Total interior livable area: 7,500 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 125021003008052000
  • Zoning description: Residential
  • Other equipment: Satellite Dish

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Concrete Driveway,Covered Patio,Deck,Sprinkler/Irrigation,Patio
  • Has view: Yes

Lot

  • Lot size: 1.70 Acres
  • Features: City Lot,Near Golf Course,Level,On Golf Course,Views,Sprinklers Automatic
  • Lot size dimensions: 133 x 205 x 108 x 191

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Water Available,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,623$19,476
Property Taxes $572$6,864
Electricity $572$6,872
Total$9,087$109,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,554/yr
40% on housing$272,610/yr
45% on housing$242,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Miller County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$1,250,000
2026-03-12Listed for sale$1,400,000
2026-03-10Listing removed$1,550,000
2025-11-13Listed for sale$1,550,000
2019-04-05Sold--

For Sale by Agent

AgentJOE GIBBS
BrokerageRE/MAX Lake of the Ozarks

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