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58 Oakwood Dr, Ste Genevieve, MO, 63670

4beds
3baths
3,251sqft
$425,000
$131price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Beautifully fully remodeled 2-story home in a highly desirable neighborhood in Ste Genevieve with great views and convenient access to all amenities. This move-in ready home offers 4 bedrooms, 3 baths, and an open floor plan designed for today's lifestyle. The spacious living area features an impressive open staircase and flows into the stunning kitchen and dining area complete with solid surface countertops, center island, pantry, updated cabinetry, appliances and a family room with fireplace. Luxury flooring extends through much of the home included in the full remodel. Main level features a half bath and large laundry area, with an additional laundry area located in the primary suite. Upstairs offers 4 spacious bedrooms and 2 full baths, including a private primary suite with amazing custom walk-in closet, double vanity, walk-in shower, and laundry. The finished lower level provides a large family room perfect for entertaining, along with additional storage space. Sliding glass doors off the dining area lead to a new patio overlooking the large level backyard with privacy fencing. Attached 2-car garage and expanded driveway. Major updates include HVAC, water heater, sewer lateral, roofing, windows, gutters, etc and extensive remodeling throughout. A rare opportunity to own a fully updated home with space, style, and functionality priced right to sell. Schedule your private showing soon! (*Complete photos coming soon!)

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),ENERGY STAR Qualified Dishwasher,Free-Standing Range
  • Laundry features: 2nd Floor,Laundry Room,Main Level,Multiple Locations

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 550
  • Finished area above ground: 2,701

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,251
  • Total interior livable area: 3,251 sqft

Property

Details

  • Parcel number: 10638.000
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 0.32 Acres
  • Features: Level,Many Trees
  • Lot size dimensions: 105 x 129

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Lightning
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$378$4,536
Property Taxes $233$2,796
Electricity $248$2,979
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$210
Ste. Genevieve County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$425,000
2026-07-20Price change$435,000
2026-06-27Listed for sale$445,000
2025-02-05Sold--
2025-01-08Pending sale$359,900
2024-12-31Listed for sale$359,900
2024-11-27Listing removed$359,900
2024-09-12Listed for sale$375,000

For Sale by Agent

AgentJoe Steiger
BrokerageWolfe Realty

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