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29792 Hazel Rd, Gravois Mills, MO, 65037

5beds
4baths
5,127sqft
$1,125,000
$219price/sqft
$7,348/moest. monthly cost
$293,920/yrincome needed

About This Home

Large lakefront home with nearly flat lakefront yard, acreage, substantial garage/shop space, and no HOA or restrictions. With approx. 5,415 sqft, 5 beds, 4 baths, 3.39 acres, approx. 100 ft of lakefront, a large attached garage, and an approx. 2,326 sq ft detached shop, this property is well-suited for buyers needing room for vehicles, lake toys, equipment, business use, hobbies, guests, or multi-purpose living. The home offers open main-level living leading to a new composite deck. There's also a nearly 600sqft room perfect for gym or bunk room. The massive upper primary wing includes dual vanities, tile shower, walk-in closets, and private HVAC. A separate upper level features two additional bed/bunk rooms with walk-in closets. Even more living space in walk-out with a bed, a bath, a storm/safe room, and a rough-in for a future wet bar. An impressive & efficient masterpiece with extensive insulation, 400amp underground, 5 HVAC systems, private well, Gravois sewer, newer mechanicals, dock, and quick access to lakefront destinations make this a highly livable and VRBO-able, Lake of the Ozarks property. Check out the feature sheet to see all that this property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
4/10
Morgan Co. Middle SchoolGrades 6-813.1 mi
4/10
Morgan Co. High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1987

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Fiber Cement,Wood Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Three Story
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Water Softener Owned,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Walk-Out Access,Sump Pump

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower
  • Flooring: Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless,Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 5,415
  • Total interior livable area: 5,127 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Upper

Storage Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 201002300005001000
  • Zoning description: None,Residential
  • Other equipment: Satellite Dish
  • Exclusions: Piano,decor,wallhangings,personal items. All items in attached and detached garage. Living room sectional couch available.

Features

  • Levels: Three Or More,Multi/Split
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Concrete Driveway,Covered Patio,Deck,Fence,Storage,Storm Shelter,Workshop
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Cove,Lake Front,Seawall

Lot

  • Lot size: 3.39 Acres
  • Features: Acreage,Gentle Sloping,Lake Front,Level,Views,Wooded
  • Lot size dimensions: IRR

Parking

  • Total spaces: 8
  • Parking features: Attached,Drain,Detached,Electricity,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Workshop in Garage,Water Available
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$820$9,840
Property Taxes $449$5,388
Electricity $391$4,698
Total$7,348$88,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,931/yr
40% on housing$220,440/yr
45% on housing$195,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 65037$213
Morgan County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 65037
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,499,500

For Sale by Agent

AgentJoseph Cope
BrokerageColdwell Banker Lake Country

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