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25898 Indian Creek Ln, Barnett, MO, 65011

5beds
5baths
1,951sqft
$585,000
$300price/sqft
$3,731/moest. monthly cost
$149,240/yrincome needed

About This Home

Welcome to your lakefront retreat in coveted Indian Creek Cove at the Lake of the Ozarks! Nestled on +/- 3.5 acres, this 5 bedroom, 5 bath home offers the perfect blend of space, comfort and incredible lake views. The main level features an expansive family room with vaulted ceilings and floor-to-ceiling windows that flood the space with natural light and showcase the stunning view. The open dining area and kitchen create an ideal layout for gathering with family and friends. You’ll also find two guest bedrooms, a full guest bath, a half bath, and a spacious primary suite with a private full bath. Laundry is conveniently located just off the kitchen. Upstairs, oversized bedrooms on each end of the home provide ample sleeping space for guests, each complete with its own private bathroom. Step outside to enjoy easy lake access from your private dock, perfectly positioned in a quiet cove setting. If relaxing at the lake is on your must-have list, this is the one. Start making memories at the Lake of the Ozarks today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-29.2 mi
4/10
Eldon Middle SchoolGrades 6-89.7 mi
9/10
Eldon High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Stove,Washer

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Furnished,Fireplace,Vaulted Ceiling(s),Walk-In Shower
  • Flooring: Laminate,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Half Bath

  • Level: Main

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,951
  • Total interior livable area: 1,951 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 14401920000101102
  • Zoning description: None
  • Exclusions: Personal items. Ring camera,bbq grills,outdoor furniture,fire table,contents of garage,shelf with games

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Concrete Driveway,Covered Patio,Deck,Gravel Driveway,Porch,Patio
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front

Lot

  • Lot size: 3.49 Acres
  • Features: Acreage,Lake Front,Sloped,Views,Wooded
  • Lot size dimensions: IRR

Parking

  • Total spaces: 1
  • Parking features: Attached,Electricity,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$392$4,704
Property Taxes $233$2,796
Electricity $148$1,787
Total$3,731$44,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,920/yr
40% on housing$111,930/yr
45% on housing$99,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 65011$763
Morgan County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65011
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$595,000

For Sale by Agent

AgentJILL M SHINN
BrokerageEXP Realty, LLC

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