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3952 Frye Rd, Farmington, MO, 63640

4beds
4baths
3,472sqft
$1,425,000
$410price/sqft
$9,569/moest. monthly cost
$382,760/yrincome needed

About This Home

Designed for both everyday comfort and effortless entertaining, this home showcases rich hardwood flooring, elegant crown molding throughout, and inviting living spaces centered around a warm, cozy fireplace. The beautifully appointed kitchen features stainless steel appliances and durable Super Natural Iron Core flooring, blending style with functionality. The walk-out lower level expands your living options with additional entertaining space and includes a large safe room—ideal for peace of mind and versatility when hosting guests or accommodating extended stays. Equestrian enthusiasts will appreciate the impressive, well-designed facilities, including a 70x80 barn, 48x63 barn with 14x48 and 13x48 lean-tos, an 80x70 enclosed riding arena, and an 80x120 outdoor arena. The property also features a 30x36 mare barn with six runs, five Classic Equine stalls, and a charming she shed—perfectly suited for a fully functional and turnkey horse operation. New roof 2022, more updates in 2023.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
6/10
Farmington Middle SchoolGrades 7-85.6 mi
5/10

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sleeping Area,Walk-Out Access

Bathroom2

  • Level: Upper
  • Area: 90
  • Dimensions: 9x10

Bathroom3

  • Level: Main
  • Area: 24
  • Dimensions: 4x6

Bathroom4

  • Level: Lower
  • Area: 64
  • Dimensions: 8x8

Bedroom2

  • Level: Upper
  • Area: 272
  • Dimensions: 17x16

Bedroom3

  • Level: Upper
  • Area: 198
  • Dimensions: 11x18

Bedroom4

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Family Room

  • Level: Lower
  • Area: 729
  • Dimensions: 27x27

Features

  • Flooring: FloorScore(r) Certified Flooring,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,472
  • Total interior livable area: 3,472 sqft

Kitchen

  • Level: Main
  • Area: 345
  • Dimensions: 23x15

Living Room

  • Level: Main
  • Area: 480
  • Dimensions: 16x30

Other

  • Level: Upper
  • Area: 45
  • Dimensions: 9x5

Other

  • Level: Main
  • Area: 161
  • Dimensions: 11.5x14

Other

  • Level: Upper
  • Area: 119
  • Dimensions: 7x17

Primary Bathroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Primary Bedroom

  • Level: Upper
  • Area: 420
  • Dimensions: 15x28

Sitting Room

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 66.005
  • Special condition: Listing As Is
  • Horse amenities: Horse Barn(s)

Features

  • Levels: Three Or More
  • Patio & porch: Patio
  • Fencing: Pipe
  • Has view: Yes
  • View description: Panoramic,Pasture,Rural,Skyline
  • Horses can be raised: Yes

Lot

  • Lot size: 22 Acres
  • Features: Farm,Pasture,Suitable for Horses
  • Lot size dimensions: 22 acres

Parking

  • Total spaces: 2
  • Parking features: Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$1,316$15,792
Property Taxes $783$9,396
Electricity $265$3,181
Total$9,569$114,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,080/yr
40% on housing$287,070/yr
45% on housing$255,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$210
Ste. Genevieve County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,425,000

For Sale by Agent

AgentMisty D Bloom
BrokerageMy Real Estate, LLC

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