640 N 3rd St, Sainte Genevieve, MO, 63670
About This Home
Wonderful 2 story historic and well maintained home, main floor master and laundry. This very well maintained home has a 2nd floor with endless possibilities - 3 potential bedrooms or make a mother-in-law quarters/apt. Historic millwork and new roof and new furnace! Manicured and shady yard which is partially fenced. Located in the heart of the downtown area and is near business section, schools and shops. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Historic,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Electric Oven,Washer/Dryer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Built-in Features,Ceiling Fan(s),High Ceilings,Historic Millwork,In-Law Floorplan,Master Downstairs,See Remarks
- Finished area above ground: 2,106
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,106
- Total interior livable area: 2,106 sqft
Property
Details
- Parcel number: 075.0021020180003.01
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Front Porch,Patio
- Fencing: Partial
Lot
- Lot size: 6,891 sqft
- Features: Level,Some Trees
- Lot size dimensions: 50 x 125
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $92 | $1,104 |
| Electricity | $160 | $1,929 |
| Total | $1,256 | $15,072 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $184,500 |
| 2025-12-22 | Price change | $194,500 |
| 2025-11-01 | Price change | $198,500 |
| 2025-09-15 | Price change | $204,900 |
| 2025-08-14 | Price change | $218,500 |
| 2025-07-23 | Listed for sale | $235,000 |
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