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16 W La Rua St, Pensacola, FL, 32501

5beds
3baths
2,928sqft
$815,000
$278price/sqft
$7,600/moest. monthly cost
$304,000/yrincome needed

About This Home

Step into history with this charming 3,038 SF historic building, built in 1900 and full of character. Zoned PR-2, it offers flexible uses. Enjoy the prime location in the heart of the Pensacola area, with great investment potential. This property combines historic architecture with modern possibilities, offering plenty of potential for customization. Take this opportunity to leave your mark on this historic gem and shape its vibrant future.

Getting Around

72
WalkingVery Walkable
34
TransitSome Transit
64
BikeBikeable

Schools

1/10
Global Learning AcademyGrades PK-51.6 mi
4/10
4/10
Pensacola High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First
  • Area: 289

Bedroom1

  • Level: Second
  • Area: 225

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 247

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,High Ceilings
  • Flooring: Hardwood,Carpet

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,928
  • Total interior livable area: 2,928 sqft

Kitchen

  • Level: First
  • Area: 126

Master Bedroom

  • Level: Second
  • Area: 208

Office

  • Level: First
  • Area: 225

Property

Details

  • Parcel number: 000s009010250020
  • Zoning description: City,Historical
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Deck
  • Exterior features: Balcony

Lot

  • Lot size: 0.26 Acres
  • Features: Central Access,Historic District

Parking

  • Total spaces: 11
  • Parking features: 2 Car Garage,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$2,076$24,912
Property Taxes $1,109$13,308
Electricity $294$3,536
Total$7,600$91,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,571/yr
40% on housing$228,000/yr
45% on housing$202,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 32501$218
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32501$243
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-09Listed for sale$815,000
2022-07-18Sold$794,000
2021-07-27Listed for sale$850,000
1997-04-02Sold$48,300

For Sale by Agent

AgentBenny Nava
BrokerageBellcore Commercial LLC

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