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31025 Broken Circle Rd, Stover, MO, 65078

1beds
1baths
500sqft
$49,000
$98price/sqft
$437/moest. monthly cost
$17,480/yrincome needed

About This Home

Featuring five acres of wooded privacy and a rustic cabin. Enjoy off-grid living with no neighbors in sight! This tranquil setting is abundant with wildlife and can be used as your personal getaway/vacation/fishing/hunting retreat. Cabin is clean and cozy and has electric panel wired to a generator that could easily be converted to solar, and the cabin is already wired. Outdoor solar lighting. Vacation rentals are allowed. Currently NO utilities connected. Leave it as is for a simply secluded lifestyle, or upgrade with utilities, and with a little work live here year-round. High speed internet through CO-MO is available in this area. Being sold fully furnished. Roads are maintained for a low yearly fee of $50, and Mallard Bay II offers a convenient boat ramp access for landowners. Patriot Point Marina is located at mile marker #60 and is a short 10 minute drive, where you will find fuel, bait, marine services, and grocery store. This property offers endless possibilities. How do you envision making it your own?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Morgan Co. R-I High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2015

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,One and One Half Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished,Window Treatments
  • Window features: Window Treatments
  • Fireplace features: Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 780
  • Total interior livable area: 500 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 193007000000007027
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Waterfront features: Boat Ramp/Lift Access

Lot

  • Lot size: 5.06 Acres
  • Features: Acreage,Level,Outside City Limits,Stream/Creek,Sloped,Wooded
  • Lot size dimensions: 118 x 382 x 845 x 186 x 831

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$30$360
Property Taxes $19$228
Electricity $141$1,693
Total$437$5,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,982/yr
40% on housing$13,110/yr
45% on housing$11,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$97
Morgan County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$49,000
2025-10-20Listing removed$49,000
2025-10-01Contingent$49,000
2025-06-23Listed for sale$49,000
2025-06-09Pending sale$49,000
2025-05-24Listed for sale$49,000
2022-09-25Listing removed--
2022-08-23Price change$54,999
2022-08-02Listed for sale$59,900
2022-03-02Sold--
2022-01-08Pending sale$45,000
2022-01-07Contingent$45,000
2021-11-13Listed for sale$45,000
2021-09-08Sold--

For Sale by Agent

AgentSTACEY LYNN O'NEAL
BrokerageLake Homes Realty, LLC

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