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440 Lewis Ave, Billings, MT, 59101

2beds
1baths
1,210sqft
$270,000
$223price/sqft
$1,821/moest. monthly cost
$72,840/yrincome needed

About This Home

Tucked into a prime central location, 440 Lewis Ave offers the perfect blend of comfort and convenience. Warm wood floors welcome you inside, while the functional 2-bedroom, 1-bath layout makes everyday living easy. Step out back to a private porch/patio—perfect for morning coffee or relaxing at the end of the day. With a single garage plus additional parking in both the rear and on the street, you’ll have space where it matters most. A cozy place to call home, right where you want to be.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

2/10
3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1935

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 898

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,210 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Details

  • Parcel number: A15126
  • Zoning description: First Neighborhood Residential

Features

  • Fencing: Fenced

Lot

  • Lot size: 7,000 sqft
  • Features: Alley,Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance $185$2,220
Property Taxes $120$1,440
Electricity $151$1,812
Total$1,821$21,852

Income You'd Need if You Spent...

35% on housing$62,434/yr
40% on housing$54,630/yr
45% on housing$48,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$270,000
2026-04-01Price change$280,000
2026-03-17Listed for sale$295,000
2024-09-13Listing removed$1,650
2024-08-09Listed for rent$1,650
2023-07-08Listing removed--
2023-06-24Listed for rent$1,614
2023-06-13Listing removed--
2023-06-08Listed for rent$1,614
2019-04-14Listing removed$1,300
2019-04-05Listed for rent$1,300
2019-01-10Listing removed$1,250
2018-12-24Price change$1,250
2018-11-25Listed for rent$1,300
2018-02-22Listing removed$1,300
2018-02-09Listed for rent$1,300
2018-01-31Listing removed$154,900
2018-01-12Pending sale$154,900
2018-01-09Listed for sale$154,900

For Sale by Agent

AgentW.F. Frosty Erben
BrokerageKeller Williams Yellowstone Properties

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