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33311 Fox Hills Dr, Stover, MO, 65078

2beds
1baths
691sqft
$112,000
$162price/sqft
$820/moest. monthly cost
$32,800/yrincome needed

About This Home

Cozy Lake-Area Home with Enclosed Porch & Bonus Shed Nestled among mature trees near the Lake of the Ozarks, this charming single-story home offers peaceful living and flexible space. The main home features wood-look flooring, neutral tones, and plenty of natural light throughout. The living room provides a comfortable layout with a ceiling fan and room to relax. The kitchen includes a gas range, refrigerator, and ample cabinet storage. Two bedrooms and one bath complete the main home — with the bathroom offering a walk-in shower and vanity. One bedroom also serves as a laundry area with washer/dryer hookups and wall-mounted air conditioning. An enclosed front porch adds additional usable space, perfect for storage, hobbies, or a cozy sitting area. Outside, enjoy a shaded yard, small deck, and mature trees. All furniture and personal items will be removed prior to closing. The property also includes a bonus shed — ideal for storage or projects. Please note: the shed does not have power. This property offers comfort, simplicity, and potential — perfect for a full-time residence, weekend getaway, or investment opportunity in the Lake of the Ozarks area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Morgan Co. R-I High SchoolGrades 9-1216.7 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Foundation: Block,Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Stove,Washer/Dryer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 691
  • Total interior livable area: 691 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 187026100003033004
  • Zoning description: None
  • Exclusions: All other furniture and personal items

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.30 Acres
  • Features: Outside City Limits
  • Lot size dimensions: 114 x 115

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance *$69$828
Property Taxes $44$528
Electricity $141$1,693
Total$820$9,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,114/yr
40% on housing$24,600/yr
45% on housing$21,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$94
Morgan County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$105,000
2026-06-29Listed for sale$112,000

For Sale by Agent

AgentConsuelo Roby
BrokerageRE/MAX at the Lake

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